USD to CAD — rate history
1.4183CAD
for 1 US Dollar on 29 September 2026 · records since 4 January 1999
7.13% over 1999–2026
Today: 1 USD = 1.4112 CAD (PayerPay indicative rate, includes our margin)
All-time figures
| Measure | Rate | When |
|---|---|---|
| Opened | 1.5272 CAD | 4 January 1999 |
| Closed | 1.4183 CAD | 29 September 2026 |
| Highest | 1.6173 CAD | 21 January 2002 |
| Lowest | 0.907078 CAD | 7 November 2007 |
| Average | 1.2665 CAD | 7103 trading days |
| Change | -7.13% CAD | open to close |
Year by year
| Year | Open | Close | High | Low | Change |
|---|---|---|---|---|---|
| 1999 | 1.5272 | 1.4541 | 1.5432 | 1.4474 | -4.78% |
| 2000 | 1.4447 | 1.5008 | 1.5570 | 1.4365 | +3.88% |
| 2001 | 1.4979 | 1.5973 | 1.6022 | 1.4923 | +6.63% |
| 2002 | 1.5973 | 1.5781 | 1.6173 | 1.5043 | -1.20% |
| 2003 | 1.5721 | 1.2854 | 1.5721 | 1.2854 | -18.24% |
| 2004 | 1.2929 | 1.2052 | 1.3964 | 1.1785 | -6.78% |
| 2005 | 1.2052 | 1.1634 | 1.2701 | 1.1461 | -3.46% |
| 2006 | 1.1616 | 1.1603 | 1.1781 | 1.0963 | -0.11% |
| 2007 | 1.1644 | 0.981523 | 1.1864 | 0.907078 | -15.71% |
| 2008 | 0.988222 | 1.2214 | 1.2913 | 0.977382 | +23.59% |
| 2009 | 1.2218 | 1.0501 | 1.3056 | 1.0289 | -14.05% |
| 2010 | 1.0392 | 0.997006 | 1.0803 | 0.996768 | -4.06% |
| 2011 | 0.991310 | 1.0213 | 1.0563 | 0.941400 | +3.03% |
| 2012 | 1.0201 | 0.995680 | 1.0403 | 0.964338 | -2.39% |
| 2013 | 0.984769 | 1.0638 | 1.0719 | 0.983878 | +8.03% |
| 2014 | 1.0631 | 1.1583 | 1.1655 | 1.0612 | +8.95% |
| 2015 | 1.1682 | 1.3884 | 1.3956 | 1.1682 | +18.85% |
| 2016 | 1.3922 | 1.3460 | 1.4637 | 1.2519 | -3.32% |
| 2017 | 1.3445 | 1.2540 | 1.3771 | 1.2087 | -6.73% |
| 2018 | 1.2539 | 1.3629 | 1.3629 | 1.2274 | +8.69% |
| 2019 | 1.3641 | 1.2994 | 1.3641 | 1.2994 | -4.74% |
| 2020 | 1.2998 | 1.2740 | 1.4494 | 1.2695 | -1.99% |
| 2021 | 1.2704 | 1.2708 | 1.2925 | 1.2022 | +0.03% |
| 2022 | 1.2699 | 1.3538 | 1.3839 | 1.2441 | +6.61% |
| 2023 | 1.3579 | 1.3251 | 1.3865 | 1.3125 | -2.41% |
| 2024 | 1.3294 | 1.4388 | 1.4418 | 1.3294 | +8.23% |
| 2025 | 1.4422 | 1.3692 | 1.4650 | 1.3562 | -5.06% |
| 2026 | 1.3733 | 1.4183 | 1.4240 | 1.3524 | +3.27% |
Sending, not just checking?
Send USD from the United States to Canada
We pay out in Canadian dollars. The rate above is our indicative rate — our page for this route shows the fee, the payout method and what actually lands in the account.
Common questions
What is the highest USD to CAD rate on record here?
1.6173 CAD per USD on 21 January 2002. The lowest was 0.907078 on 7 November 2007. Records run from 4 January 1999 to 29 September 2026, 7103 trading days.
Where do these rates come from?
European Central Bank euro reference rates, converted through the US dollar into a cross rate; days from 28 September 2026 onward come from PayerPay's own daily record.
About these rates
The rates on this page are European Central Bank euro reference rates, converted through the US dollar into a cross rate, one reading per trading day. Days from 28 September 2026 onward come from PayerPay's own daily record. They are reference rates published for information, not an offer to transact — PayerPay's indicative rate today is 1 USD = 1.4112 CAD, and it includes our margin. The final rate for a transfer is confirmed in your order.
Source: European Central Bank. Corrections: support@payerpay.io.
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.
