Receive through ACH or Fedwire
Use the USD details shown in your PayerPay account for eligible incoming payments.
Personal USD payment details
Get personal USD payment details without living in the US
Receive eligible salary and personal transfers through ACH or Fedwire using USD payment details issued in your verified name.
- ACH & Fedwire
- Details in your name
- No opening or monthly fee
Built for getting paid
USD details built for getting paid abroad
Details issued in your name
Your verified account holder name is included with the payment details provided after approval.
No opening or monthly fee
There is no opening or monthly maintenance fee for personal USD payment details.
Manage onward payments from one account
After funds arrive, use your PayerPay balance for supported transfers and currency exchange.
What you receive
What USD details do you receive?
- Account holder name
- Account number
- Routing number
- ACH details
- Fedwire details
- Bank address and other required bank information
Eligible senders
Who can send money to your personal USD details?
Your own account
Your employer as salary
A company paying dividends
A family member with the same surname
A government body, insurer or educational institution
The sender and payment purpose must reflect the real nature of the payment. Regular payments for goods or services require business verification.
How it works
How it works
Three clear steps to start receiving USD.
- 01
Create and verify your PayerPay account
Register and complete identity verification.
- 02
Apply for USD payment details
After verification, apply for personal USD details. Approval is subject to availability in your country.
- 03
Share your details with an eligible sender
Once issued, use the details shown in your account to receive supported ACH or Fedwire payments.
Transparency
Know the cost before you move money
When you create a supported transfer, PayerPay shows the applicable fee, exchange rate, debit amount and recipient amount before you confirm.
Trust and compliance
Verification and security are part of the product
Identity verification
Accounts and transfers are subject to identity checks, sanctions screening and monitoring.
Two-factor confirmation
Payments are protected with mandatory transaction confirmation.
Regulated service
PayerPay is registered with FINTRAC and with the Bank of Canada as a payment service provider.
Popular destinations
Send money where your family is
Support
Frequently asked questions
Yes. US residency is not required. Approval is subject to identity verification, availability in your country and compliance review.
Account holder name, account number, routing number, ACH and Fedwire details, bank address and other required bank information.
No. There is no opening or monthly maintenance fee for personal USD payment details.
Eligible senders include your own account, an employer paying salary, a company paying dividends, a family member with the same surname, a government body, insurer or educational institution. The real sender and payment purpose must match the transaction.
Regular payments for goods or services require business verification as a sole trader or company.
ACH can take up to 24 hours excluding weekends and public holidays. Fedwire is typically much faster, depending on the sending bank.
Ready to start?
Ready to receive USD without US residency?
Apply for personal USD payment details in your verified name and receive eligible payments through ACH or Fedwire.
Get account details
Availability is subject to eligibility, verification, banking-partner coverage and compliance review.