IBAN · GR

IBAN format in Greece: structure, length and example

An IBAN in Greece is 27 characters long and always starts with GR. It is a SEPA country, so euro payments from other SEPA members arrive as ordinary domestic transfers. The details below come from the official IBAN registry maintained by SWIFT as registration authority for ISO 13616.

IBANs run from 15 to 33 characters worldwide, so at 27 this one sits above the average of 24. 7 other countries use the same length, which is why the two opening letters matter — they are what tells the sending bank where the money is going. The number carries a separate branch identifier, so it points at one specific office rather than the bank as a whole. The format has been in force since April 2007.

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Greece IBAN at a glance

Account number format at a glance
FieldValue
IBAN country codeGR
IBAN length27 characters
Domestic account number length23 characters
IBAN structureGR2!n3!n4!n16!c
SEPA memberYes
Example (electronic)GR1601101250000000012300695
Example (printed)GR16 0110 1250 0000 0001 2300 695

How an IBAN in Greece breaks down

Taking the registry's own example, GR16 0110 1250 0000 0001 2300 695:

The example account number broken into parts
PartValueWhat it is
Country codeGRAlways GR for Greece
Check digits16Calculated from the rest of the number (ISO 7064 mod-97)
Bank identifier011Positions 1–3 of the domestic account number
Branch identifier0125Positions 4–7 of the domestic account number
Account number0000000012300695Identifies the account at that bank

Letters in the structure notation mean: n digits, a uppercase letters, c letters or digits; ! means the length is fixed.

How to send money to an account in Greece

  1. Ask for the IBAN in full — including the country code at the front. Spaces do not matter; banks strip them.
  2. Check the name matches the account. The check digits catch typing mistakes, not wrong recipients.
  3. Send — and keep the reference number until the recipient confirms arrival.

Common questions

How many characters is an IBAN in Greece?

27 characters, starting with the country code GR. Written on paper it is normally grouped in blocks of four, like GR16 0110 1250 0000 0001 2300 695.

What does a Greece IBAN look like?

GR16 0110 1250 0000 0001 2300 695 is the format example published in the official IBAN registry. The first two letters are the country code, the next two are check digits, and the rest identifies the bank and the account.

Do I need a BIC as well as the IBAN for Greece?

For payments inside SEPA the IBAN alone is enough. Outside SEPA, or when your bank asks for it, you also need the recipient bank's BIC/SWIFT code.

Can I check an IBAN before sending money?

The check digits let any bank detect a mistyped IBAN, but they cannot tell you whether the account belongs to the person you think. Confirm the name and the number with the recipient.

Where this data comes from

Structure, length and examples come from the official IBAN Registry published by SWIFT as registration authority for ISO 13616, snapshot of 2026-08-21. Worked examples are derived from the registry's own sample values. Whether a country is inside SEPA is taken from the European Payments Council list of countries in the SEPA schemes, not from the registry: the registry records the position at its own release date and lags behind admissions. Corrections: [email protected].

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