IBAN · RU
IBAN format in Russian Federation: structure, length and example
An IBAN in Russian Federation is 33 characters long and always starts with RU. Payment routing, charges and any currency conversion depend on the sending and receiving banks. Confirm the route and the charges before you send. The details below come from the official IBAN registry maintained by SWIFT as registration authority for ISO 13616.
At 33 characters it is the longest IBAN of any country in the registry. The number carries a separate branch identifier, so it points at one specific office rather than the bank as a whole. The format has been in force since April 2023.
Russian Federation IBAN at a glance
| Field | Value |
|---|---|
| IBAN country code | RU |
| IBAN length | 33 characters |
| Domestic account number length | 29 characters |
| IBAN structure | RU2!n9!n5!n15!c |
| SEPA member | No |
| Example (electronic) | RU0304452522540817810538091310419 |
| Example (printed) | RU03 0445 2522 5408 1781 0538 0913 1041 9 |
How an IBAN in Russian Federation breaks down
Taking the registry's own example, RU03 0445 2522 5408 1781 0538 0913 1041 9:
| Part | Value | What it is |
|---|---|---|
| Country code | RU | Always RU for Russian Federation |
| Check digits | 03 | Calculated from the rest of the number (ISO 7064 mod-97) |
| Bank identifier | 044525225 | Positions 1–9 of the domestic account number |
| Branch identifier | 40817 | Positions 10–14 of the domestic account number |
| Account number | 810538091310419 | Identifies the account at that bank |
Letters in the structure notation mean: n digits,
a uppercase letters, c letters or digits; ! means the length
is fixed.
How to send money to an account in Russian Federation
- Ask for the IBAN in full — including the country code at the front. Spaces do not matter; banks strip them.
- Check the name matches the account. The check digits catch typing mistakes, not wrong recipients.
- Send — and keep the reference number until the recipient confirms arrival.
Common questions
How many characters is an IBAN in Russian Federation?
33 characters, starting with the country code RU. Written on paper it is normally grouped in blocks of four, like RU03 0445 2522 5408 1781 0538 0913 1041 9.
What does a Russian Federation IBAN look like?
RU03 0445 2522 5408 1781 0538 0913 1041 9 is the format example published in the official IBAN registry. The first two letters are the country code, the next two are check digits, and the rest identifies the bank and the account.
Do I need a BIC as well as the IBAN for Russian Federation?
It depends on the route and on the sending bank. Ask whether a BIC/SWIFT code is needed alongside the IBAN before you send.
Can I check an IBAN before sending money?
The check digits let any bank detect a mistyped IBAN, but they cannot tell you whether the account belongs to the person you think. Confirm the name and the number with the recipient.
Where this data comes from
Structure, length and examples come from the official IBAN Registry published by SWIFT as registration authority for ISO 13616, snapshot of 2026-08-21. Worked examples are derived from the registry's own sample values. Whether a country is inside SEPA is taken from the European Payments Council list of countries in the SEPA schemes, not from the registry: the registry records the position at its own release date and lags behind admissions. Corrections: [email protected].
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