India · Karnal

Axis Bank in Karnal: IFSC codes and branch details

Axis Bank operates 14 branches in Karnal, out of 7,061 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.

That is about 5.9% of the 239 bank branches in Karnal, which makes it the 6th largest bank in the city by branch count. The largest in Karnal is Punjab National Bank, with 40. Karnal is Axis Bank's 52nd largest city in India and holds about 3.2% of the 442 branches the bank runs across Haryana. Nationally Axis Bank is the 9th largest bank in the Reserve Bank of India's register, with 7,061 branches. Every code on this page starts with UTIB0 — those four letters are Axis Bank's own identifier, used at all of its branches nationwide.

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IFSC codes for Axis Bank branches in Karnal

IFSC codes, branch names and addresses
IFSC codeBranchAddress
UTIB0000394Karnal ,haryana3-250, 1, Shakti Colony, Mall Road
UTIB0001956KarnalGround Floor and Basement, Sector 3, Karnal Sco No. 7, Sector 3, Hsiidc (near Namaste Chowk)…
UTIB0002089Jai Singh PuraAxis Bank Ltd., Ground Floor, Khewat No. 54, Khatauni No. 81, Khasra No. 80, Killa No. 19(7-2)…
UTIB0002383SataundiAxis Bank Ltd., Ground Floor, Khewat No.104, Village Sataundi, Tehsil Gharaunda District…
UTIB0002391PeontGround Floor, Khewat No.283, Rect. No.82, Killa No.23/2(1-13), Village Peont, Tehsil Nissing…
UTIB0003628Karnal Sector TweleveGround and First Floor Sco 222 Sector 12 Karnal 132001
UTIB0004382Sector SevenBasement & Ground Floor, Sco No. 104, Sector 7 Karnal 132001
UTIB0005148Friends Colony KarnalGround Floor, Plot No 3, Part of Plot No 4, Friends Colony, Kaithal Road Karnal Haryana 132001
UTIB0005493KutanaAxis Bank Ltd, Ground Floor, Kutana Chowk, Munak Road, Village Kutana, Po Munak, District…
UTIB0005790KarnalGround Floor, Sco 9, Sector 14 Urban Estate, Karnal 132001
UTIB0006158Kunjpura Road KarnalShop No18 51 511 Kunjpura Road Wazir Chand Colony
UTIB0006238Sector Nine KarnalBasement and Ground Floor Sco No 5, Unique Property Id Iem9huei, Sector 9 Urban Estate District…
UTIB0KCCB01The Karnal Central Co Operative Bank LtdThe Mall, Karnal, Pin-132001
UTIB0SPUC16The Panipat Urban Co Op Bank LtdKarnal, Pincode 132001

All 14 branches the register lists for Axis Bank in Karnal. Ask your recipient for the exact branch name to confirm the code.

Find a branch by its IFSC code

All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Axis Bank branches outside Karnal.

How to send money to a Axis Bank account in Karnal

  1. Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
  2. Fund your transfer from your own USD, EUR or GBP account details.
  3. Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.

Common questions

What is the IFSC code for Axis Bank in Karnal?

There is no single code — each of the 14 branches in Karnal has its own. They all begin with UTIB0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.

Which Axis Bank branch in Karnal should I send to?

The one where the account was opened — the code is tied to that branch, not to the city, and Axis Bank has 14 of them in Karnal. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.

Do I need the IFSC code to receive money in Karnal?

Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.

Is Axis Bank the biggest bank in Karnal?

No. With 14 branches it ranks 6th in Karnal, behind Punjab National Bank, which has 40. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.

What if I have the wrong IFSC code?

The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.

Where this data comes from

Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].

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