India · Dharwad
Equitas Small Finance Bank Limited in Dharwad: IFSC codes and branch details
Equitas Small Finance Bank Limited operates 4 branches in Dharwad, out of 1,077 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 6.1% of the 66 bank branches in Dharwad, which makes it the 4th largest bank in the city by branch count. The largest in Dharwad is State Bank of India, with 14. Dharwad is Equitas Small Finance Bank Limited's 64th largest city in India and holds about 2.9% of the 136 branches the bank runs across Karnataka. Nationally Equitas Small Finance Bank Limited is the 29th largest bank in the Reserve Bank of India's register, with 1,077 branches. Every code on this page starts with ESFB0 — those four letters are Equitas Small Finance Bank Limited's own identifier, used at all of its branches nationwide.
IFSC codes for Equitas Small Finance Bank Limited branches in Dharwad
| IFSC code | Branch | Address |
|---|---|---|
| ESFB0003026 | Dharwad | Shree Renuka Residency, No.342a / 17, Opp. Axis Bank, Toll Naka |
| ESFB0003029 | Hunbballi | Site No.01/542/2b/2k, Near Chetana College, Shirur Park, Vidyanagar, Hubli -580021 |
| ESFB0003053 | Railway Station Road, Dharwad | No.1695, 1st Floor, Kotyal Complex, Near Vanavasi Ramamandira, Railway Station Road, Dharwad… |
| ESFB0003054 | Unkal,hubli | Iramma Complex, Near Unkal Lake, Opp, Siddappa Temple, Hubli-dharwad Road, Unkal, Hubli 580031 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Equitas Small Finance Bank Limited branches outside Dharwad.
How to send money to a Equitas Small Finance Bank Limited account in Dharwad
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Equitas Small Finance Bank Limited in Dharwad?
There is no single code — each of the 4 branches in Dharwad has its own. They all begin with ESFB0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Equitas Small Finance Bank Limited branch in Dharwad should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Equitas Small Finance Bank Limited has 4 of them in Dharwad. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Dharwad?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Equitas Small Finance Bank Limited the biggest bank in Dharwad?
No. With 4 branches it ranks 4th in Dharwad, behind State Bank of India, which has 14. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.