India · Ludhiana
IDBI Bank in Ludhiana: IFSC codes and branch details
IDBI Bank operates 11 branches in Ludhiana, out of 3,683 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 1.6% of the 675 bank branches in Ludhiana, which makes it the 19th largest bank in the city by branch count. The largest in Ludhiana is Punjab National Bank, with 107. Ludhiana is IDBI Bank's 37th largest city in India and holds about 14% of the 79 branches the bank runs across Punjab. Nationally IDBI Bank is the 13th largest bank in the Reserve Bank of India's register, with 3,683 branches. Every code on this page starts with IBKL0 — those four letters are IDBI Bank's own identifier, used at all of its branches nationwide.
IFSC codes for IDBI Bank branches in Ludhiana
| IFSC code | Branch | Address |
|---|---|---|
| IBKL0000043 | Ludhiana | Sco 126-128, Kalinga Towers, Feroze Gandhi Market |
| IBKL0000144 | Ludhiana Main Branch | B- 15/295, Near Old Oswal Mills, Millerganj, G. T. Road |
| IBKL0000265 | Sherpur Focal Point Road | Ground Floor 154sherpur Focal Point Roadludhianapunjab 141010 |
| IBKL0000270 | Civil Lines Ludhiana | Janak Towersgovt College Roadcivil Linesludhianapunjab 141001 |
| IBKL0000271 | Brs Nagar Ludhiana | Plot No 459 - Gbrs Nagarferozepur Road, Ludhianapunjab 141012 |
| IBKL0000387 | Specialised Corporate Branch, Ludhiana. | Basement, Scb, Janak Towers, Govt. College Road, Civil Lines |
| IBKL0000825 | Retail Assets Ludhiana | IDBI Bank Rac Sco 126 128 1st Floor Kalinga Towersfiroz Gandhi Mkt Ludhianapunjab Pin Code… |
| IBKL0001016 | Keonjhar | Jagannathpur Chhaka, Opp. New Kacheri Keonjhargarh Keonjhar Pin 758001 |
| IBKL0001770 | Sunder Nagar,ludhiana | 1284/62b, Guru Nanak Dev Nagar, Basti Jodhewal Road, Sunder Nagar |
| IBKL0002080 | Sector | Sector 32a Chandigarh Road |
| IBKL0002345 | Model Town, Ludhiana | 529-l, Near Suman Hospital, Model Town, Ludhiana, Punjab.141002 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including IDBI Bank branches outside Ludhiana.
How to send money to a IDBI Bank account in Ludhiana
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for IDBI Bank in Ludhiana?
There is no single code — each of the 11 branches in Ludhiana has its own. They all begin with IBKL0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which IDBI Bank branch in Ludhiana should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and IDBI Bank has 11 of them in Ludhiana. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Ludhiana?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is IDBI Bank the biggest bank in Ludhiana?
No. With 11 branches it ranks 19th in Ludhiana, behind Punjab National Bank, which has 107. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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