India · Chandigarh
Indian Overseas Bank in Chandigarh: IFSC codes and branch details
Indian Overseas Bank operates 11 branches in Chandigarh, out of 4,719 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 1.9% of the 568 bank branches in Chandigarh, which makes it the 15th largest bank in the city by branch count. The largest in Chandigarh is Punjab National Bank, with 81. Chandigarh is Indian Overseas Bank's 39th largest city in India and holds about 35% of the 31 branches the bank runs across Chandigarh. Nationally Indian Overseas Bank is the 11th largest bank in the Reserve Bank of India's register, with 4,719 branches. Every code on this page starts with IOBA0 — those four letters are Indian Overseas Bank's own identifier, used at all of its branches nationwide.
IFSC codes for Indian Overseas Bank branches in Chandigarh
| IFSC code | Branch | Address |
|---|---|---|
| IOBA0000284 | Chandigarh Main Sector | Sco 26, Madhya Marg, Sector 7c, Chandigarh - 260019 |
| IOBA0000812 | R O Chandigarh | Post Box No 714 Door No Sco11, Madhya Marg Sector 7 C Chandigarh Pin Code 160019 |
| IOBA0001430 | Chandigarh Sector D | Sco 369, Sector 32, Chandigarh Pin 160047 |
| IOBA0001514 | Chandigarh Tractor Ltd Branch | Punjab Tractors Ltd, Phase Iv, Industrial Area, Sas Nagar, Pin 160005 |
| IOBA0001810 | Sector Chandigarh | Dhanwantry Ayurvedic College and Hospital, Sector 46 B Chandigarh Pin 160047 |
| IOBA0001848 | Chandigarh | Paic, Building, Plot, No, 2, Sector, 28a, Madhya, Marg, Chandigarh, Pin, 160002 |
| IOBA0001877 | Naya Nangal | Ajoli Nayanangal Pin 140126 |
| IOBA0002083 | Chandigarhsector D | Sco 3025 26. Sectpr 22 D. Chandigarh 160022 |
| IOBA0002575 | Recovery Management Br Chandigarh | Sco 26 First Floor, 7c Madhya Marge, Chandigarh 160019 |
| IOBA0003309 | Rapid Retail Centre Chandigarh | Sco 26 First Floor Sector 7c Chandigarh 160019 |
| IOBA0004063 | Lpc Chandigarh | Sco 26, Sector 7-c, Madhya Marg, Chandigarh, Pin- 160019 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Indian Overseas Bank branches outside Chandigarh.
How to send money to a Indian Overseas Bank account in Chandigarh
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Indian Overseas Bank in Chandigarh?
There is no single code — each of the 11 branches in Chandigarh has its own. They all begin with IOBA0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Indian Overseas Bank branch in Chandigarh should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Indian Overseas Bank has 11 of them in Chandigarh. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Chandigarh?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Indian Overseas Bank the biggest bank in Chandigarh?
No. With 11 branches it ranks 15th in Chandigarh, behind Punjab National Bank, which has 81. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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