India · Karaikudi
Indian Overseas Bank in Karaikudi: IFSC codes and branch details
Indian Overseas Bank operates 12 branches in Karaikudi, out of 4,719 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 25% of the 48 bank branches in Karaikudi, which makes it the largest bank in the city by branch count. The next largest is Canara Bank with 4. Karaikudi is Indian Overseas Bank's 33rd largest city in India and holds about 1.0% of the 1,197 branches the bank runs across Tamil Nadu. Nationally Indian Overseas Bank is the 11th largest bank in the Reserve Bank of India's register, with 4,719 branches. Every code on this page starts with IOBA0 — those four letters are Indian Overseas Bank's own identifier, used at all of its branches nationwide.
IFSC codes for Indian Overseas Bank branches in Karaikudi
| IFSC code | Branch | Address |
|---|---|---|
| IOBA0000034 | Karaikudi | 72, 73, 74, Sekkalai Road, Karaikudi Pin 630001 |
| IOBA0000227 | Ramachandrapuram | 3 By 81 Bazaar Street Ramachandrapuram Pin 622505 |
| IOBA0000250 | Shanmuganathapuram | 1 By 95, East First Street Shanmuganathapuram Pin 630314 |
| IOBA0000524 | Thirupachetti | 10 By 67 Main Road Thirupachetti Pin 630610 |
| IOBA0000820 | R O Karaikudi | Door No 26 By 7, College Road, I Floor, Subramaniapuram Karaikudisivaganga Dt Pin Code 623002 |
| IOBA0001344 | Karaikkudi College Road | 26 By 7, College Road, Ground Floor, Subramanyapuram, Karaikudi Pin 630002 |
| IOBA0002283 | Managiri | 85 By 2b1b Ananda Nagar, Managiri 630307 |
| IOBA0002732 | Sembanur | 2by90a Main Road, Sembanur 630313 |
| IOBA0003609 | Mithravayal | 3 By 64, Mithravayal, Puduvayal Via, Sivaganga 630108 |
| IOBA0003766 | Kazhanivasal Karaikudi | 143 Kottaiyur Main Road Kazhanivasal Karaikudi 630002 |
| IOBA0003907 | K K Nagar | Plot. No 12, Sf No 300 1, Karaikudi Trichy Nh Road, K K Nagar, Karaikudi 630002 |
| IOBA0004076 | Lpc Karaikudi | Plot No 24/2, Gj Complex, First Floor, Mahatma Gandhi Road, Soodamanipuram, Karaikudi… |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Indian Overseas Bank branches outside Karaikudi.
How to send money to a Indian Overseas Bank account in Karaikudi
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Indian Overseas Bank in Karaikudi?
There is no single code — each of the 12 branches in Karaikudi has its own. They all begin with IOBA0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Indian Overseas Bank branch in Karaikudi should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Indian Overseas Bank has 12 of them in Karaikudi. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Karaikudi?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Indian Overseas Bank the biggest bank in Karaikudi?
Yes, by branch count: its 12 branches are more than any other bank in the city. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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