India · Kozhikode

Indian Overseas Bank in Kozhikode: IFSC codes and branch details

Indian Overseas Bank operates 10 branches in Kozhikode, out of 4,719 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.

That is about 2.6% of the 378 bank branches in Kozhikode, which makes it the 11th largest bank in the city by branch count. The largest in Kozhikode is Kerala Grameena Bank, with 81. Kozhikode is Indian Overseas Bank's 45th largest city in India and holds about 5.1% of the 196 branches the bank runs across Kerala. Nationally Indian Overseas Bank is the 11th largest bank in the Reserve Bank of India's register, with 4,719 branches. Every code on this page starts with IOBA0 — those four letters are Indian Overseas Bank's own identifier, used at all of its branches nationwide.

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IFSC codes for Indian Overseas Bank branches in Kozhikode

IFSC codes, branch names and addresses
IFSC codeBranchAddress
IOBA0000041Kozhikode11 By 41 C M Sons Arcade, Cherooty Rd
IOBA0000899ChevayoorW 30 By 737 Medical College Post, Chevayur
IOBA0001411Mavoor Rd5 By 3412 A Opp Asma Tower, Indira Gandhi Rd Mavoor Rd
IOBA0002089West Hill1/3657 , Dr. Rajaram Buildings, Chakkorathukulam, Eranhipalam Po, Kannur Road, Kozhikode 673006
IOBA0002490MalaparambaSree Souparnika Bldg, 33 By 6685 B, Malaparamba, Kozhikode, Kerala 673009
IOBA0003341MadavoorMp 9 613f, Paimbalassery, Madavoor 673585
IOBA0003751PantheeramkavuAmbika Arcade Ground Floor No 12 Op 582c Pantheerankavu Kozhikode 673019
IOBA0003932Ro KozhikodeFirst and Second Floor Sl Towers Nadakkave
IOBA0004079Lpc KozhikodeSl Towers, Near English Church, Nadakkavu, Kozhikode, Pin-673011
IOBA0004193UlliyeriMalabar Medical College Hospital, Ulliyeri, Modakkallur, Kozhikode-673323

Find a branch by its IFSC code

All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Indian Overseas Bank branches outside Kozhikode.

How to send money to a Indian Overseas Bank account in Kozhikode

  1. Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
  2. Fund your transfer from your own USD, EUR or GBP account details.
  3. Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.

Common questions

What is the IFSC code for Indian Overseas Bank in Kozhikode?

There is no single code — each of the 10 branches in Kozhikode has its own. They all begin with IOBA0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.

Which Indian Overseas Bank branch in Kozhikode should I send to?

The one where the account was opened — the code is tied to that branch, not to the city, and Indian Overseas Bank has 10 of them in Kozhikode. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.

Do I need the IFSC code to receive money in Kozhikode?

Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.

Is Indian Overseas Bank the biggest bank in Kozhikode?

No. With 10 branches it ranks 11th in Kozhikode, behind Kerala Grameena Bank, which has 81. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.

What if I have the wrong IFSC code?

The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.

Where this data comes from

Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].

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