India · Kulgam
Jammu and Kashmir Bank Limited in Kulgam: IFSC codes and branch details
Jammu and Kashmir Bank Limited operates 28 branches in Kulgam, out of 1,182 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 82% of the 34 bank branches in Kulgam, which makes it the largest bank in the city by branch count. The next largest is Axis Bank with 2. Kulgam is Jammu and Kashmir Bank Limited's 17th largest city in India and holds about 2.7% of the 1,027 branches the bank runs across Jammu and Kashmir. Nationally Jammu and Kashmir Bank Limited is the 27th largest bank in the Reserve Bank of India's register, with 1,182 branches. Every code on this page starts with JAKA0 — those four letters are Jammu and Kashmir Bank Limited's own identifier, used at all of its branches nationwide.
IFSC codes for Jammu and Kashmir Bank Limited branches in Kulgam
| IFSC code | Branch | Address |
|---|---|---|
| JAKA0ARAHAN | Arrah | Arrah |
| JAKA0ARWANI | Arwani | Arwani District Kulgam, J and K Pin Code 192124 |
| JAKA0ASHMUJ | Ashmuji | Ashmuji, District Kulgam, Pin 192231 |
| JAKA0BAGDAD | Waltengo | Waltengo |
| JAKA0BOOGAM | Bugam | Bsiness Unit Bugam, Post Office Bugam Tehsil |
| JAKA0CHAGAM | Chowgam | Chowgam |
| JAKA0CHAWAL | Chawalgam | Chawalgam, District Kulgam, J and K Pin Code 192231 |
| JAKA0DAMHAL | Damhal Hanjipora | Tehsil, Damhal Hanjipora |
| JAKA0DEVSAR | Devsar | Kulgam |
| JAKA0DWMARG | Danew Kandimarg | Danew Kandi Marg Tehsil Damhal Hanjipo |
| JAKA0FMKLGM | Fruit Mandi Kulgam | Fruit Market Kulgam, District Kulgam, J and K Pin Code 192231 |
| JAKA0FRISAL | Frisal | Main Market |
| JAKA0GBLARO | General Bus Stand Laroo Kulgam | General Bus Stand, Laroo, District-kulgam Pin-192231 |
| JAKA0GOPALK | Gopalpora Kulgam | Gopalpora Kulgam Pin 192233 |
| JAKA0KADDAR | Kadder | Kaddar Kulgam, P/o Yaripora |
| JAKA0KATSOO | Katrasoo | Main Chowk |
| JAKA0KEELAM | Killam | Jk Bank, Killam, Near Masjid Sharief, District Kulgam, Pin- 192231 |
| JAKA0KHUDWN | Khudwani | Khudwani |
| JAKA0KULGAM | Kulgam Main | Kulgam Main |
| JAKA0MHMDPR | Mohammad Pora | Mohammad Pora |
| JAKA0MNZGAM | Manzgam | Opp Jamia Masjid Manzgam, Teshil Damhal Hanji Pora |
| JAKA0MUNAND | Munand Guffan | Munand Guffan |
| JAKA0NIHAMA | Nihama | Nihama, Kulgam Tehsil D. H. Pora |
| JAKA0NILLOW | Nillow | Nillow, District Kulgam, Kashmir, J and K, Pin 192231 |
| JAKA0PEHLOO | Pehloo | Pehloo |
| JAKA0TARIGA | Tarigam | Block Qaimoh, District Kulgam, Kashmir, Pin- 192232 |
| JAKA0TPKGAM | T P Kulgam | Central Market |
| JAKA0YARPUR | Yaripora | Yaripora, Kulgam Anantnag J and K |
All 28 branches the register lists for Jammu and Kashmir Bank Limited in Kulgam. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Jammu and Kashmir Bank Limited branches outside Kulgam.
How to send money to a Jammu and Kashmir Bank Limited account in Kulgam
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Jammu and Kashmir Bank Limited in Kulgam?
There is no single code — each of the 28 branches in Kulgam has its own. They all begin with JAKA0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Jammu and Kashmir Bank Limited branch in Kulgam should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Jammu and Kashmir Bank Limited has 28 of them in Kulgam. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Kulgam?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Jammu and Kashmir Bank Limited the biggest bank in Kulgam?
Yes, by branch count: its 28 branches are more than any other bank in the city. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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