India · Ludhiana
Kotak Mahindra Bank Limited in Ludhiana: IFSC codes and branch details
Kotak Mahindra Bank Limited operates 13 branches in Ludhiana, out of 2,545 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 1.9% of the 675 bank branches in Ludhiana, which makes it the 17th largest bank in the city by branch count. The largest in Ludhiana is Punjab National Bank, with 107. Ludhiana is Kotak Mahindra Bank Limited's 25th largest city in India and holds about 10% of the 124 branches the bank runs across Punjab. Nationally Kotak Mahindra Bank Limited is the 17th largest bank in the Reserve Bank of India's register, with 2,545 branches. Every code on this page starts with KKBK0 — those four letters are Kotak Mahindra Bank Limited's own identifier, used at all of its branches nationwide.
IFSC codes for Kotak Mahindra Bank Limited branches in Ludhiana
| IFSC code | Branch | Address |
|---|---|---|
| KKBK0000251 | Ludhiana | Sco 120, Ground Floor, Feroze Gandhi Market, Ludhiana - 141 001 |
| KKBK0003900 | Miller Gunj Branch | Miller Gunj Branch- Ludhiana, Ground Floor, Premises No. 180, Grant Trunk Road, Miller Gunj… |
| KKBK0003901 | Ludhiana | Kotak Mahindra Bank Ltd., Upper Ground Floor, B-19-400/2, Rani Jhansi Road, Civil Lines… |
| KKBK0003902 | Gill Road - Ludhiana | Block Xv 399 and 399 1 Basement Ground and I Floor Moongphali Mandi Gill Road Ludhiana 141003 |
| KKBK0003904 | Model Town Extension Branch | Model Town Branch Ludhiana Ground Floor Sco 27 A Block Model Town Extension Ludhiana 141001 |
| KKBK0003905 | Ludhiana Branch | Ground Floor Sco 31 Sector 32 Chandigarh Road Ludhiana Punjab 141001 |
| KKBK0003907 | Sunder Nagar Branch | Ground Floor B 24 2594 Khasra No 4985 32 4986 32 4987 32 Taraf Saidan Jagat Nagar Also Known As… |
| KKBK0003908 | Brs Nagar Branch | Upper Ground Floor Sco 36 37 F Block Brs Nagar Near Orient Cinema East Day Ludhiana Punjab… |
| KKBK0003910 | Ludhiana New Grain Market | Ground Floor Scf 11 Main Bahadur Ke Road New Grain Market Opp New Sabji Mandi Ludhiana 141 008 |
| KKBK0003913 | Ludhiana Focal Point Road | Kotak Mahindra Bank Ltd, B-30, 1854/4, Phase-ii, Focal Point Road, Ludhiana - 141014 |
| KKBK0003914 | Ludhiana Kesar Ganj Mandi | Kotak Mahindra Bank Ltd, 787, Block 8, Lakkar Bazar, Kesar Ganj Mandi Ludhiana - 141008 |
| KKBK0003915 | Giaspura | Kotak Mahindra Bank Ltd, B29, Vasika No. 9113, Shanti Nagar, Giaspura, Ludhiana - 141014 |
| KKBK0003916 | Ludhiana Haibowal Kalan | Kotak Mahindra Bank Ltd, B-xxxiv - 4659, Main Road, Haibowal Kalan, Ludhiana - 141001 |
All 13 branches the register lists for Kotak Mahindra Bank Limited in Ludhiana. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Kotak Mahindra Bank Limited branches outside Ludhiana.
How to send money to a Kotak Mahindra Bank Limited account in Ludhiana
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Kotak Mahindra Bank Limited in Ludhiana?
There is no single code — each of the 13 branches in Ludhiana has its own. They all begin with KKBK0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Kotak Mahindra Bank Limited branch in Ludhiana should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Kotak Mahindra Bank Limited has 13 of them in Ludhiana. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Ludhiana?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Kotak Mahindra Bank Limited the biggest bank in Ludhiana?
No. With 13 branches it ranks 17th in Ludhiana, behind Punjab National Bank, which has 107. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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