India · Kochi
Union Bank of India in Kochi: IFSC codes and branch details
Union Bank of India operates 28 branches in Kochi, out of 11,006 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 8.8% of the 319 bank branches in Kochi, which makes it the 3rd largest bank in the city by branch count. The largest in Kochi is State Bank of India, with 35. Kochi is Union Bank of India's 39th largest city in India and holds about 6.7% of the 418 branches the bank runs across Kerala. Nationally Union Bank of India is the 4th largest bank in the Reserve Bank of India's register, with 11,006 branches. Every code on this page starts with UBIN0 — those four letters are Union Bank of India's own identifier, used at all of its branches nationwide.
IFSC codes for Union Bank of India branches in Kochi
| IFSC code | Branch | Address |
|---|---|---|
| UBIN0533726 | Cochin Main | P. B . No. 185, Vi/345, Bazar Road, Mattancherry, Cochin, Kerala, Pin - 682 002 |
| UBIN0533734 | Willingdon Island - Cochin | P. B. No. 597, Saraf House, 2nd Cross Road, Willingdon Island, Kochi, Dist. Ernakulam, Kerala… |
| UBIN0533840 | Irimpanam | Venrappilly Building, Karingachira Junction, Cochin Palac P. O., Dist. Ernakulam, Kerala, Pin -… |
| UBIN0534536 | Kannamali | Viii 238 at Post Kannamali Cochin Dist. Ernakulam Kerala Pin 682008 |
| UBIN0535591 | Thevara ,perumanoor - Cochin | Lourdes Church Building, Post Perumanoorcochin, Dist. Ernakulam, Kerala, Pin - 682 015 |
| UBIN0535796 | Chittoorsouth -dist.ernakulam | House No. 11/357c, Starwin Estate, Near Boat Jetty, South Chittoor, Cochin, Kerala, Pin - 682… |
| UBIN0538540 | Thrikkakkara | Near Civil Station, Post Kakkanad, Cochin, Dist. Ernakulam, Kerala, Pin - 682 030 |
| UBIN0539554 | Edapally - Cochin | 34/2409b, M. M. Bldg., High School Junction, Edapally, Cochin, Dist. Ernakulam, Kerala, Pin -… |
| UBIN0539678 | Panampally Nagar - Cochin | P. B. No. 1829, Panampally Nagar, Cochin, Dist. Ernakulam, Kerala, Pin - 682 016 |
| UBIN0540790 | Marine Drive - Cochin | High Court Junction, Cochin, Dist. Ernakulam, Kerala, Pin - 682 031 |
| UBIN0540897 | Eda Cochin - Cochin | Door No. Xxii/342, Chakkanat Building, Cochin, Dist. Ernakulam, Kerala, Pin - 682 006 |
| UBIN0542377 | Ponnurunni-cochin | C/32/2743(2), Palarivattom-vyttila Road, Thammanam Junction, Po Thammanam, Cochin, Dist… |
| UBIN0542598 | Ernakulam Main | Ground Fl Union Bank Bhavanm. G. Road, Ernakulam-cochin |
| UBIN0550191 | Ernakulam - NRI | Post Box No. 3274, 1st Floor, Union Bank Bhavan, M. G. Road, Ernakulam, Cochin, Kerala, Pin -… |
| UBIN0551929 | Overseas Branch Ernakulam | Union Bank Bhavanm G Road |
| UBIN0552283 | Cochin-kadavanthara | 28 630 Mudiyil Buildings Ground Floork. P. Vallon Rd Girinagar Kadavanthara |
| UBIN0561738 | Palarivattom | 32 By 1289 Abcd and Peringattu Building Palarivattom Kerala 682025 |
| UBIN0569593 | Edappally Toll | Toll Junction Nh 47 Edapally Kochi Kerala Pincode 682024 |
| UBIN0900281 | Kochi | 1st Fl, Mmks Trust Bldg, Star Junction, Mattancherry, Pb No.150, Kochi 682002 |
| UBIN0900770 | Ernakulam | 1st Fl, Radhakrishna Bldg, Cloth Bazar Road, Ernakulam 682031 |
| UBIN0901318 | Ernakulam Ravipuram | 2081b, 1st Floor, Vetteel Chambers, M. G. Road, Ravikuram Ernakulam, Ernakulam 682016 |
| UBIN0902276 | Elamakkara | Raghavan Pillai Mem. Bldg, Elamakkara, Kochi26 |
| UBIN0906727 | Vytilla, Ernakulam | Harisree 291307 G, Vytilla 682019 |
| UBIN0906999 | Palarivattom | Bldg. No.322291, A1015, Vasudev Complex, Palarivattom, Kochi 682205 |
| UBIN0915751 | Vallarpadom Kochi | 1st Floor, Rose Arcade, Panambukad Road, Vallarpadom, Ernakulam 682504 |
| UBIN0919748 | Panampilly Nagar | 60 By 8, A Ground Floor, Opposite Mpeda Kizhavana Road, Panampilly Nagar, Kochi 682032 |
| UBIN0930407 | Panayikkulam | Mandayapurath Building |
| UBIN0985198 | Kochi Caps | Xxxvii398b Radhakrishna Bldg, Cloth Bazar, Ernakulam, Kochi 682031 |
All 28 branches the register lists for Union Bank of India in Kochi. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Union Bank of India branches outside Kochi.
How to send money to a Union Bank of India account in Kochi
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Union Bank of India in Kochi?
There is no single code — each of the 28 branches in Kochi has its own. They all begin with UBIN0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Union Bank of India branch in Kochi should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Union Bank of India has 28 of them in Kochi. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Kochi?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Union Bank of India the biggest bank in Kochi?
No. With 28 branches it ranks 3rd in Kochi, behind State Bank of India, which has 35. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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