India · Karnataka
Unity Small Finance Bank Limited in Karnataka: IFSC codes and branch details
Unity Small Finance Bank Limited operates 4 branches in Karnataka, out of 348 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 36% of the 11 bank branches in Karnataka, which makes it the largest bank in the city by branch count. The next largest is City Union Bank Limited with 3. Karnataka is Unity Small Finance Bank Limited's 15th largest city in India and holds about 17% of the 23 branches the bank runs across Karnataka. Nationally Unity Small Finance Bank Limited is the 52nd largest bank in the Reserve Bank of India's register, with 348 branches. Every code on this page starts with UNBA0 — those four letters are Unity Small Finance Bank Limited's own identifier, used at all of its branches nationwide.
IFSC codes for Unity Small Finance Bank Limited branches in Karnataka
| IFSC code | Branch | Address |
|---|---|---|
| UNBA0000302 | Sirsi | C. P. Bazar, Sirsi, Dist. Uttar Kannada , Karnataka-581401 |
| UNBA0000304 | Yellapur | Shop No S1, and S2, Basaweswara Hights, 2nd Floor, Bus Stand Road, Yellapur , Karnataka-581359 |
| UNBA0000313 | Shimoga | Shree Sai Ganesha Complex, Ground Floor, First Parallel Road, Durgi Gudi, Shimoga-577201 |
| UNBA0000323 | Mahalaxmi Layout | Shop No 149, Shankar Nagar, Next to Canara Bank, Mahalaxmi Layout, Bengaluru-560096 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Unity Small Finance Bank Limited branches outside Karnataka.
How to send money to a Unity Small Finance Bank Limited account in Karnataka
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Unity Small Finance Bank Limited in Karnataka?
There is no single code — each of the 4 branches in Karnataka has its own. They all begin with UNBA0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Unity Small Finance Bank Limited branch in Karnataka should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Unity Small Finance Bank Limited has 4 of them in Karnataka. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Karnataka?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Unity Small Finance Bank Limited the biggest bank in Karnataka?
Yes, by branch count: its 4 branches are more than any other bank in the city. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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