India · Chandigarh
Utkarsh Small Finance Bank in Chandigarh: IFSC codes and branch details
Utkarsh Small Finance Bank operates 3 branches in Chandigarh, out of 1,115 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is under 1% of the 568 bank branches in Chandigarh, which makes it the 28th largest bank in the city by branch count. The largest in Chandigarh is Punjab National Bank, with 81. Chandigarh is Utkarsh Small Finance Bank's 70th largest city in India and holds about 38% of the 8 branches the bank runs across Chandigarh. Nationally Utkarsh Small Finance Bank is the 28th largest bank in the Reserve Bank of India's register, with 1,115 branches. Every code on this page starts with UTKS0 — those four letters are Utkarsh Small Finance Bank's own identifier, used at all of its branches nationwide.
IFSC codes for Utkarsh Small Finance Bank branches in Chandigarh
| IFSC code | Branch | Address |
|---|---|---|
| UTKS0001527 | Chandigarh | Ground Floor S. C. O.42 Sector-18 D, Chandigarh-160018 |
| UTKS0001560 | Sec D,chandigarh | Ground Floor, Sco 378 Sector 37 D Chandigarh 160036 |
| UTKS0001709 | Chandigarh Sector C | Ground Floor Sco 2464 Sector 22c Chandigarh 160022 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Utkarsh Small Finance Bank branches outside Chandigarh.
How to send money to a Utkarsh Small Finance Bank account in Chandigarh
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Utkarsh Small Finance Bank in Chandigarh?
There is no single code — each of the 3 branches in Chandigarh has its own. They all begin with UTKS0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Utkarsh Small Finance Bank branch in Chandigarh should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Utkarsh Small Finance Bank has 3 of them in Chandigarh. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Chandigarh?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Utkarsh Small Finance Bank the biggest bank in Chandigarh?
No. With 3 branches it ranks 28th in Chandigarh, behind Punjab National Bank, which has 81. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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