India · Ghazipur
Utkarsh Small Finance Bank in Ghazipur: IFSC codes and branch details
Utkarsh Small Finance Bank operates 5 branches in Ghazipur, out of 1,115 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 4.9% of the 102 bank branches in Ghazipur, which makes it the 3rd largest bank in the city by branch count. The largest in Ghazipur is Union Bank of India, with 49. Ghazipur is Utkarsh Small Finance Bank's 21st largest city in India and holds about 2.2% of the 232 branches the bank runs across Uttar Pradesh. Nationally Utkarsh Small Finance Bank is the 28th largest bank in the Reserve Bank of India's register, with 1,115 branches. Every code on this page starts with UTKS0 — those four letters are Utkarsh Small Finance Bank's own identifier, used at all of its branches nationwide.
IFSC codes for Utkarsh Small Finance Bank branches in Ghazipur
| IFSC code | Branch | Address |
|---|---|---|
| UTKS0001010 | Ghazipur | Plot No -155 Sa, Village - Fatehpur Sikandarpur Dehat, Paragana Ghazipur, Tehsil - Ghazipur… |
| UTKS0001017 | Kasimabad | Mauza - Sonvarsha Urf Kasimabad, Paragana - Jaharabad, Tahsil - Kasimabad, District-ghazipur -… |
| UTKS0001021 | Nandganj | Ground Floor, , Mauza- Barahpur, (saidpur), Tehsil- Saidpur, District- Ghazipur, State- Uttar… |
| UTKS0001193 | Dildarnagar | Old Arazi No. 881/2 New Arazi No. 2016 Kha, Mauza- Ushiya ( Town Area), Paragana-jamania… |
| UTKS0001762 | Visheshwarganj Ghazipur | Ground Floor, Shop No 28, 28/1, 29, 29/1-2, Opposite Visheshwarganj Police Chowki… |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Utkarsh Small Finance Bank branches outside Ghazipur.
How to send money to a Utkarsh Small Finance Bank account in Ghazipur
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Utkarsh Small Finance Bank in Ghazipur?
There is no single code — each of the 5 branches in Ghazipur has its own. They all begin with UTKS0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Utkarsh Small Finance Bank branch in Ghazipur should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Utkarsh Small Finance Bank has 5 of them in Ghazipur. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Ghazipur?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Utkarsh Small Finance Bank the biggest bank in Ghazipur?
No. With 5 branches it ranks 3rd in Ghazipur, behind Union Bank of India, which has 49. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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