India · Patna
Utkarsh Small Finance Bank in Patna: IFSC codes and branch details
Utkarsh Small Finance Bank operates 13 branches in Patna, out of 1,115 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 1.7% of the 763 bank branches in Patna, which makes it the 17th largest bank in the city by branch count. The largest in Patna is State Bank of India, with 140. Patna is Utkarsh Small Finance Bank's 4th largest city in India and holds about 4.7% of the 274 branches the bank runs across Bihar. Nationally Utkarsh Small Finance Bank is the 28th largest bank in the Reserve Bank of India's register, with 1,115 branches. Every code on this page starts with UTKS0 — those four letters are Utkarsh Small Finance Bank's own identifier, used at all of its branches nationwide.
IFSC codes for Utkarsh Small Finance Bank branches in Patna
| IFSC code | Branch | Address |
|---|---|---|
| UTKS0001046 | Danapur | Gola Road Near Axis Bank Danapur Patna 801503 |
| UTKS0001052 | Bihta | Gr Flr Manoj Singh Near Durga Mandir Pitambar Nagar Nh 30 Post Bihta Thana Bihta Patna 801103 |
| UTKS0001203 | Fatuha | Station Road Fathua Dist Patna Pin Code 803202 |
| UTKS0001233 | Barni | Mauza - Barni, P. S. Dhanarua, Dist - Patna, State - Bihar, Pin Code - 804452, Khata No - 788… |
| UTKS0001353 | Fraser Road | Ground Floor1, Fraser Road Town, South Gandhi Maidan, Patna, Bihar -800001 |
| UTKS0001377 | Saguna More | Ground Floor Plot Number 202 Vashikunj Complex Near Saguna More Patna 801503 |
| UTKS0001380 | Barh | Station Road Barh Patna Bihar 803213 |
| UTKS0001408 | Kankarbagh | Ground First Floor 3rc40 Bhoothnath Main Road Po-bahadur Housing Colony District - Patna Bihar… |
| UTKS0001495 | Bakhtiyarpur | Utkarsh Small Finance Bank Ltd. Raghopur Near Railwaycrossing Ps-po -bakhtiyarpur Distt |
| UTKS0001497 | Maner | Utkarsh Small Finance Bank Ltd. Near Petrol Pump Maner Po-ps-maner Dist-patnabihar-801108 |
| UTKS0001559 | Doctors Colony, Kankarbagh | Utkarsh Small Finance Bank Ground Floor Plot. No. C-34, Patrakar Nagar Doctors Colony Road… |
| UTKS0001687 | Ramkrishna Nagar Patna | Upper Ground Fioor Holding No.33-41 Shivashila Complex Ramkrishna, Nagar New Bye Pass Road… |
| UTKS0002140 | Bazar Samiti Patna | Utkarsh Small Finance Bank Ltd. First Floor Bazar Samitiroad P. S Bahadurpurrajendra Nagar… |
All 13 branches the register lists for Utkarsh Small Finance Bank in Patna. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Utkarsh Small Finance Bank branches outside Patna.
How to send money to a Utkarsh Small Finance Bank account in Patna
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Utkarsh Small Finance Bank in Patna?
There is no single code — each of the 13 branches in Patna has its own. They all begin with UTKS0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Utkarsh Small Finance Bank branch in Patna should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Utkarsh Small Finance Bank has 13 of them in Patna. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Patna?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Utkarsh Small Finance Bank the biggest bank in Patna?
No. With 13 branches it ranks 17th in Patna, behind State Bank of India, which has 140. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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