India · Varanasi
Utkarsh Small Finance Bank in Varanasi: IFSC codes and branch details
Utkarsh Small Finance Bank operates 13 branches in Varanasi, out of 1,115 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 2.7% of the 475 bank branches in Varanasi, which makes it the 13th largest bank in the city by branch count. The largest in Varanasi is State Bank of India, with 76. Varanasi is Utkarsh Small Finance Bank's 3rd largest city in India and holds about 5.6% of the 232 branches the bank runs across Uttar Pradesh. Nationally Utkarsh Small Finance Bank is the 28th largest bank in the Reserve Bank of India's register, with 1,115 branches. Every code on this page starts with UTKS0 — those four letters are Utkarsh Small Finance Bank's own identifier, used at all of its branches nationwide.
IFSC codes for Utkarsh Small Finance Bank branches in Varanasi
| IFSC code | Branch | Address |
|---|---|---|
| UTKS0001001 | Ashok Vihar | 1st Flr Pl No 107 108 House No Sa 37 By 20 Rlg Complex Vasudev Nagar Paharia Varanasi 221007 |
| UTKS0001002 | Sigra | Careofmspushpasinghd56by1561rajansahinagaroppositesagunsweetsdistvaranasi 221010 |
| UTKS0001003 | Harahua | Care of Nanheram Maurya Son of Jageram Maurya Vill Koirajpur Post Harahua Dist Varanasi 221202 |
| UTKS0001004 | Jansa | Mr. Anil Giri, Bhadohi Road Jansa Bazar Dist-varanasi Pin-221405 |
| UTKS0001005 | Sindhora | Village- Sindhora, Paragana- Kolasla, Tehsil-pindra, District- Varanasi, State- Uttar Pradesh… |
| UTKS0001022 | Chaubeypur | Mauza - Barsadha, Pargana - Katehar, Tehsil-sadar, District - Varanasi, State - Uttar Pradesh… |
| UTKS0001078 | Panchkosi | 1st Floor Sa20 By 206 H 2 1 Chandra Charmuhani Ashapur Ward Sarnath, Varanasi 221007 |
| UTKS0001099 | Umraha | Care of Mr Bal Ji Prasada Village Umaraha Market Post Umaraha Varanasi 221007 |
| UTKS0001109 | Kakarmatta | Careofdrrksinghn10by72e25newcolonykakarmatta 221004 |
| UTKS0001351 | Orderly Bazar, Varanasi | Utkarsh Small Finance Bank, S-4/75 Mahavir Road, Orderly Bazar Ward-sikraul, District Varanasi… |
| UTKS0001375 | Varanasi Godowlia | Utkarsh Small Finance Bank, Ground Floor, D37/37, 37 A, 111, 164, Spice Kcm Cineplex… |
| UTKS0001384 | Mahmoorganj | Utkarsh Small Finance Bank Ltd. B/37 121 K-v-1 Mauja Birdopurmahmoorganj Rathyatravaranasi-… |
| UTKS0001513 | Lanka | Ground Floor, B/36/10, Pjr Sheetal Complex, Durgakund, Dist Varanasi, State - Uttar Pradesh… |
All 13 branches the register lists for Utkarsh Small Finance Bank in Varanasi. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Utkarsh Small Finance Bank branches outside Varanasi.
How to send money to a Utkarsh Small Finance Bank account in Varanasi
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Utkarsh Small Finance Bank in Varanasi?
There is no single code — each of the 13 branches in Varanasi has its own. They all begin with UTKS0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Utkarsh Small Finance Bank branch in Varanasi should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Utkarsh Small Finance Bank has 13 of them in Varanasi. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Varanasi?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Utkarsh Small Finance Bank the biggest bank in Varanasi?
No. With 13 branches it ranks 13th in Varanasi, behind State Bank of India, which has 76. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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