India · Jammu and Kashmir
Bank branches in Kargil: IFSC codes by bank
Kargil has 31 bank branches from 9 banks. To receive money from abroad into an account in Kargil, you need the account number and the branch's IFSC code. Pick the bank below to see its branches and codes.
By branch count Kargil is the 694th largest city in India, and holds about 1.5% of the 2,031 branches in Jammu and Kashmir. Jammu and Kashmir Bank Limited has the widest network here with 15 branches — about 48% of everything in the city. At the other end, 6 banks keep just a single branch in Kargil, usually a regional or cooperative one. That spread is why the IFSC matters: 9 banks issue codes in this one city, and only the recipient's own branch code will route the payment.
Banks with branches in Kargil
| Bank | Branches in Kargil |
|---|---|
| Jammu and Kashmir Bank Limited | 15 |
| State Bank of India | 8 |
| Punjab National Bank | 2 |
| Bandhan Bank Limited | 1 |
| Canara Bank | 1 |
| HDFC Bank | 1 |
| ICICI Bank Limited | 1 |
| Indusind Bank | 1 |
| Axis Bank | 1 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including branches in Kargil that are not in the table above.
How to send money to Kargil
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
How many bank branches are there in Kargil?
31 branches from 9 banks, according to the Reserve Bank of India's register. That is the 694th largest concentration of any city in the country.
How do I send money to someone in Kargil?
You need their full name, account number and the IFSC code of their branch. Open the bank below to find the code, then send in rupees — it arrives as a local Indian transfer.
Do all banks in Kargil use the same IFSC code?
No. The code identifies a single branch, not the bank and not the city — there are 31 different codes in use in Kargil alone. Two branches of the same bank on the same street have different codes.
What is the fastest way to receive money in India?
Local rupee payments into an Indian account usually clear within one business day. International wire transfers into the same account take longer and cost more.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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