India · Punjab
Bank branches in Phagwara: IFSC codes by bank
Phagwara has 56 bank branches from 25 banks. To receive money from abroad into an account in Phagwara, you need the account number and the branch's IFSC code. Pick the bank below to see its branches and codes.
By branch count Phagwara is the 423rd largest city in India, and holds under 1% of the 6,294 branches in Punjab. Punjab National Bank has the widest network here with 9 branches — about 16% of everything in the city. At the other end, 14 banks keep just a single branch in Phagwara, usually a regional or cooperative one. That spread is why the IFSC matters: 25 banks issue codes in this one city, and only the recipient's own branch code will route the payment.
Banks with branches in Phagwara
| Bank | Branches in Phagwara |
|---|---|
| Punjab National Bank | 9 |
| State Bank of India | 6 |
| Axis Bank | 5 |
| ICICI Bank Limited | 4 |
| Indusind Bank | 4 |
| Punjab and Sind Bank | 3 |
| Union Bank of India | 3 |
| Bank of Baroda | 2 |
| Central Bank of India | 2 |
| HDFC Bank | 2 |
| Yes Bank | 2 |
| Au Small Finance Bank Limited | 1 |
| Bandhan Bank Limited | 1 |
| Bank of India | 1 |
| Capital Small Finance Bank Limited | 1 |
| Canara Bank | 1 |
| Csb Bank Limited | 1 |
| Federal Bank | 1 |
| IDBI Bank | 1 |
| Idfc First Bank Ltd | 1 |
| Indian Overseas Bank | 1 |
| Kotak Mahindra Bank Limited | 1 |
| Bank of Maharashtra | 1 |
| South Indian Bank | 1 |
| UCO Bank | 1 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including branches in Phagwara that are not in the table above.
How to send money to Phagwara
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
How many bank branches are there in Phagwara?
56 branches from 25 banks, according to the Reserve Bank of India's register. That is the 423rd largest concentration of any city in the country.
How do I send money to someone in Phagwara?
You need their full name, account number and the IFSC code of their branch. Open the bank below to find the code, then send in rupees — it arrives as a local Indian transfer.
Do all banks in Phagwara use the same IFSC code?
No. The code identifies a single branch, not the bank and not the city — there are 56 different codes in use in Phagwara alone. Two branches of the same bank on the same street have different codes.
What is the fastest way to receive money in India?
Local rupee payments into an Indian account usually clear within one business day. International wire transfers into the same account take longer and cost more.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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