India · Karnal · IFSC
HDFC0004098 — HDFC Bank, Balla
HDFC0004098 is the IFSC code of the Balla branch of HDFC Bank in Karnal, Haryana. You need it, together with the account number, to send a local rupee transfer to an account held at this branch.
This code belongs to one specific branch — Balla — and not to HDFC Bank as a whole. The first four letters, HDFC, identify the bank; the last six identify this branch alone. HDFC Bank runs 20 branches in Karnal, and each has a different code, so a transfer sent to the wrong one can bounce back. The branch is enabled for every transfer type the register tracks — NEFT, RTGS, IMPS and UPI. It also carries a SWIFT code, HDFCINBB, which means it handles international wires directly — most branches do not. Nationally HDFC Bank has 11,001 branches in the Reserve Bank of India's register.
Branch details
| IFSC code | HDFC0004098 |
|---|---|
| Bank | HDFC Bank |
| Branch | Balla |
| Address | HDFC Bank Ltd Village Balla Vpo and Tehsil Balla Karnal Haryana 132040 |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| MICR code | 132240356 |
| SWIFT code | HDFCINBB |
| Phone | +919996243333 |
Transfer types this branch accepts
| Rail | Status |
|---|---|
| NEFT | Supported |
| RTGS | Supported |
| IMPS | Supported |
| UPI | Supported |
NEFT and RTGS move money between banks; IMPS runs around the clock; UPI is India's instant mobile system. An incoming transfer from abroad arrives over these same rails.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including other HDFC Bank branches.
How to send money to a HDFC Bank account in Karnal
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What bank does IFSC HDFC0004098 belong to?
HDFC Bank, Balla branch in Karnal, Haryana. The code identifies that single branch, which is what an Indian bank transfer is routed to.
Can I use HDFC0004098 to receive money from abroad?
Yes. Give the sender this code together with the account number — the money arrives as a local rupee transfer into the Balla branch.
What is the MICR code for this branch?
132240356. MICR appears on cheques and is used for cheque clearing, while the IFSC is what routes an electronic transfer.
Is this code the same for every branch of the bank?
No. Only the first four letters are shared across HDFC Bank. The rest is unique to Balla, and using another branch's code sends the money to the wrong place.
Where do these details come from?
The Reserve Bank of India's own register of participating branches, which is the same source Indian banks publish from.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.