India · Lucknow · IFSC
IOBA0003912 — Indian Overseas Bank, Nijampur Malhour
IOBA0003912 is the IFSC code of the Nijampur Malhour branch of Indian Overseas Bank in Lucknow, Uttar Pradesh. You need it, together with the account number, to send a local rupee transfer to an account held at this branch.
This code belongs to one specific branch — Nijampur Malhour — and not to Indian Overseas Bank as a whole. The first four letters, IOBA, identify the bank; the last six identify this branch alone. Indian Overseas Bank runs 41 branches in Lucknow, and each has a different code, so a transfer sent to the wrong one can bounce back. The branch is enabled for every transfer type the register tracks — NEFT, RTGS, IMPS and UPI. Nationally Indian Overseas Bank has 4,719 branches in the Reserve Bank of India's register.
Branch details
| IFSC code | IOBA0003912 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Nijampur Malhour |
| Address | Pal Complex, Near Amity University, Gomtinagar, Malhaur, Lucknow 226028, Uttar Pardesh |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| MICR code | 226020042 |
Transfer types this branch accepts
| Rail | Status |
|---|---|
| NEFT | Supported |
| RTGS | Supported |
| IMPS | Supported |
| UPI | Supported |
NEFT and RTGS move money between banks; IMPS runs around the clock; UPI is India's instant mobile system. An incoming transfer from abroad arrives over these same rails.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including other Indian Overseas Bank branches.
How to send money to a Indian Overseas Bank account in Lucknow
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What bank does IFSC IOBA0003912 belong to?
Indian Overseas Bank, Nijampur Malhour branch in Lucknow, Uttar Pradesh. The code identifies that single branch, which is what an Indian bank transfer is routed to.
Can I use IOBA0003912 to receive money from abroad?
Yes. Give the sender this code together with the account number — the money arrives as a local rupee transfer into the Nijampur Malhour branch.
What is the MICR code for this branch?
226020042. MICR appears on cheques and is used for cheque clearing, while the IFSC is what routes an electronic transfer.
Is this code the same for every branch of the bank?
No. Only the first four letters are shared across Indian Overseas Bank. The rest is unique to Nijampur Malhour, and using another branch's code sends the money to the wrong place.
Where do these details come from?
The Reserve Bank of India's own register of participating branches, which is the same source Indian banks publish from.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to support@payerpay.io.
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