India · Nowshera · IFSC
JAKA0DHARAT — Jammu and Kashmir Bank Limited, Dharat
JAKA0DHARAT is the IFSC code of the Dharat branch of Jammu and Kashmir Bank Limited in Nowshera, Jammu and Kashmir. You need it, together with the account number, to send a local rupee transfer to an account held at this branch.
This code belongs to one specific branch — Dharat — and not to Jammu and Kashmir Bank Limited as a whole. The first four letters, JAKA, identify the bank; the last six identify this branch alone. This is the only Jammu and Kashmir Bank Limited branch the register lists in Nowshera. The branch is enabled for every transfer type the register tracks — NEFT, RTGS, IMPS and UPI. Nationally Jammu and Kashmir Bank Limited has 1,182 branches in the Reserve Bank of India's register.
Branch details
| IFSC code | JAKA0DHARAT |
|---|---|
| Bank | Jammu and Kashmir Bank Limited |
| Branch | Dharat |
| Address | Dharat, Post Office Kheri, Tehsil Nowshera, District Rajouri, Pincode 185151 |
| City | Nowshera |
| District | Nowshera |
| State | Jammu and Kashmir |
| MICR code | 185051039 |
| Phone | +917006173585 |
Transfer types this branch accepts
| Rail | Status |
|---|---|
| NEFT | Supported |
| RTGS | Supported |
| IMPS | Supported |
| UPI | Supported |
NEFT and RTGS move money between banks; IMPS runs around the clock; UPI is India's instant mobile system. An incoming transfer from abroad arrives over these same rails.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including other Jammu and Kashmir Bank Limited branches.
How to send money to a Jammu and Kashmir Bank Limited account in Nowshera
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What bank does IFSC JAKA0DHARAT belong to?
Jammu and Kashmir Bank Limited, Dharat branch in Nowshera, Jammu and Kashmir. The code identifies that single branch, which is what an Indian bank transfer is routed to.
Can I use JAKA0DHARAT to receive money from abroad?
Yes. Give the sender this code together with the account number — the money arrives as a local rupee transfer into the Dharat branch.
What is the MICR code for this branch?
185051039. MICR appears on cheques and is used for cheque clearing, while the IFSC is what routes an electronic transfer.
Is this code the same for every branch of the bank?
No. Only the first four letters are shared across Jammu and Kashmir Bank Limited. The rest is unique to Dharat, and using another branch's code sends the money to the wrong place.
Where do these details come from?
The Reserve Bank of India's own register of participating branches, which is the same source Indian banks publish from.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to support@payerpay.io.
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