India · Surat · IFSC
TMBL0000192 — Tamilnad Mercantile Bank Limited, Surat Ring Road
TMBL0000192 is the IFSC code of the Surat Ring Road branch of Tamilnad Mercantile Bank Limited in Surat, Gujarat. You need it, together with the account number, to send a local rupee transfer to an account held at this branch.
This code belongs to one specific branch — Surat Ring Road — and not to Tamilnad Mercantile Bank Limited as a whole. The first four letters, TMBL, identify the bank; the last six identify this branch alone. Tamilnad Mercantile Bank Limited runs 2 branches in Surat, and each has a different code, so a transfer sent to the wrong one can bounce back. The branch is enabled for every transfer type the register tracks — NEFT, RTGS, IMPS and UPI. Nationally Tamilnad Mercantile Bank Limited has 637 branches in the Reserve Bank of India's register.
Branch details
| IFSC code | TMBL0000192 |
|---|---|
| Bank | Tamilnad Mercantile Bank Limited |
| Branch | Surat Ring Road |
| Address | Plot No 25 C 25 D 25 E Gf Animesh House Nr Kinnary Cinemas Ring Road |
| City | Surat |
| District | Surat |
| State | Gujarat |
| MICR code | 395060003 |
| Phone | +912612632600 |
Transfer types this branch accepts
| Rail | Status |
|---|---|
| NEFT | Supported |
| RTGS | Supported |
| IMPS | Supported |
| UPI | Supported |
NEFT and RTGS move money between banks; IMPS runs around the clock; UPI is India's instant mobile system. An incoming transfer from abroad arrives over these same rails.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including other Tamilnad Mercantile Bank Limited branches.
How to send money to a Tamilnad Mercantile Bank Limited account in Surat
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What bank does IFSC TMBL0000192 belong to?
Tamilnad Mercantile Bank Limited, Surat Ring Road branch in Surat, Gujarat. The code identifies that single branch, which is what an Indian bank transfer is routed to.
Can I use TMBL0000192 to receive money from abroad?
Yes. Give the sender this code together with the account number — the money arrives as a local rupee transfer into the Surat Ring Road branch.
What is the MICR code for this branch?
395060003. MICR appears on cheques and is used for cheque clearing, while the IFSC is what routes an electronic transfer.
Is this code the same for every branch of the bank?
No. Only the first four letters are shared across Tamilnad Mercantile Bank Limited. The rest is unique to Surat Ring Road, and using another branch's code sends the money to the wrong place.
Where do these details come from?
The Reserve Bank of India's own register of participating branches, which is the same source Indian banks publish from.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to support@payerpay.io.
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