India · Indore Phooti Kothi Road · IFSC

UTKS0001586 — Utkarsh Small Finance Bank, Indore Phooti Kothi Road

UTKS0001586 is the IFSC code of the Indore Phooti Kothi Road branch of Utkarsh Small Finance Bank in Indore Phooti Kothi Road, Madhya Pradesh. You need it, together with the account number, to send a local rupee transfer to an account held at this branch.

This code belongs to one specific branch — Indore Phooti Kothi Road — and not to Utkarsh Small Finance Bank as a whole. The first four letters, UTKS, identify the bank; the last six identify this branch alone. This is the only Utkarsh Small Finance Bank branch the register lists in Indore Phooti Kothi Road. The branch is enabled for every transfer type the register tracks — NEFT, RTGS, IMPS and UPI. Nationally Utkarsh Small Finance Bank has 1,115 branches in the Reserve Bank of India's register.

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Branch details

Full details for IFSC UTKS0001586
IFSC codeUTKS0001586
BankUtkarsh Small Finance Bank
BranchIndore Phooti Kothi Road
AddressUtkarsh Small Finance Bank 997 Sudama Nagar Phooti Kothi Square Indore Mp 452009
CityIndore Phooti Kothi Road
DistrictIndore Phooti Kothi Road
StateMadhya Pradesh
MICR code452762003

Transfer types this branch accepts

Payment rails supported at this branch
RailStatus
NEFTSupported
RTGSSupported
IMPSSupported
UPISupported

NEFT and RTGS move money between banks; IMPS runs around the clock; UPI is India's instant mobile system. An incoming transfer from abroad arrives over these same rails.

Find a branch by its IFSC code

All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including other Utkarsh Small Finance Bank branches.

How to send money to a Utkarsh Small Finance Bank account in Indore Phooti Kothi Road

  1. Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
  2. Fund your transfer from your own USD, EUR or GBP account details.
  3. Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.

Common questions

What bank does IFSC UTKS0001586 belong to?

Utkarsh Small Finance Bank, Indore Phooti Kothi Road branch in Indore Phooti Kothi Road, Madhya Pradesh. The code identifies that single branch, which is what an Indian bank transfer is routed to.

Can I use UTKS0001586 to receive money from abroad?

Yes. Give the sender this code together with the account number — the money arrives as a local rupee transfer into the Indore Phooti Kothi Road branch.

What is the MICR code for this branch?

452762003. MICR appears on cheques and is used for cheque clearing, while the IFSC is what routes an electronic transfer.

Is this code the same for every branch of the bank?

No. Only the first four letters are shared across Utkarsh Small Finance Bank. The rest is unique to Indore Phooti Kothi Road, and using another branch's code sends the money to the wrong place.

Where do these details come from?

The Reserve Bank of India's own register of participating branches, which is the same source Indian banks publish from.

Where this data comes from

Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to support@payerpay.io.

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