EUR → INR
Send money from Germany
to State Bank of India
Fund your account in EUR by SEPA bank transfer, then pay out in Indian rupees straight to a State Bank of India account. The bank has 25,281 branches across India, and each one has its own IFSC code — you will need the recipient's.
Get account detailsWork out the cost
- Funding by SEPA
- —
- Payout in INR
- —
- Total cost
- —
- Debited from your balance
- —
The amount your recipient receives in Indian rupees depends on the exchange rate at the moment of the transfer. It is shown in your account before you confirm.
- 25,281Branches
- 9,419Cities
- 35States
- INRPayout currency
What this route costs
Two charges apply and both are visible up front: funding your balance from Germany, and paying out in rupees.
What this route costs
| You send | Funding by SEPA | Payout fee | Total cost | Of amount |
|---|---|---|---|---|
| €200.00 | €2.70 | €5.95 | €8.65 | 4.33% |
| €500.00 | €5.25 | €11.65 | €16.90 | 3.38% |
| €1,000.00 | €9.50 | €21.15 | €30.65 | 3.07% |
| €5,000.00 | €43.50 | €82.15 | €125.65 | 2.51% |
Funding by SEPA: 0.85% + €1.00 · Payout in INR: 1.90% + $2.50
What you need to pay a State Bank of India account
Three things: the account number, the holder's name as the bank has it, and the branch IFSC code. The code is what routes the payment — an account number alone will not do it.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list of State Bank of India.
Questions about State Bank of India transfers
What details do I need to send money to State Bank of India?
The recipient's account number, their name as the bank holds it, and the IFSC code of their branch. The code is eleven characters and identifies the branch itself — State Bank of India has 25,281 of them, so the code matters as much as the account number.
How long does a transfer from Germany to State Bank of India take?
Up to one business day after your EUR funding clears. Payouts in India settle through UPI or a direct credit to the account.
What does it cost?
Two charges, both shown before you confirm: 0.85% plus €1.00 to fund your balance from Germany, and 1.90% plus $2.50 to pay out in Indian rupees.
Does the recipient need a PayerPay account?
No. The money arrives in their existing State Bank of India account.
Send rupees to State Bank of India
Open personal EUR account details and pay out locally.
Get account details