Montenegro · SWIFT/BIC
UNIVERSAL CAPITAL BANK AD PODGORICA SWIFT/BIC codes
The SWIFT/BIC code of UNIVERSAL CAPITAL BANK AD PODGORICA (Montenegro) is UNCBMEPGXXX. 1 code found in the sources below.
Institution details
| Institution | UNIVERSAL CAPITAL BANK AD PODGORICA |
|---|---|
| Country | Montenegro |
| LEI | 74780000O0HH4F9TXU31 |
| Entity category (GLEIF) | General |
| Entity status (GLEIF) | Active |
| Registered address | Stanka Dragojevica bb, 81000, PODGORICA, Montenegro |
| Primary SWIFT/BIC | UNCBMEPGXXX |
SWIFT/BIC codes found for UNIVERSAL CAPITAL BANK AD PODGORICA
| Code | Branch code | City | Source |
|---|---|---|---|
| UNCBMEPGXXX | Head office | PODGORICA, 81000 | SWIFT/GLEIF BIC-to-LEI mapping + GLEIF LEI record |
These are the codes present in the sources listed below — not necessarily every code the institution uses. A code ending in XXX is the head office.
How to send money to UNIVERSAL CAPITAL BANK AD PODGORICA
- Ask the recipient for their bank's SWIFT/BIC code and their account number or IBAN.
- Check that the code's characters 5–6 match the country of the recipient's bank.
- Use the 11-character code if the bank gave you one; an 8-character code addresses the head office.
- Open a PayerPay account, add the recipient with these details and send in their local currency.
Common questions
What is the SWIFT code of UNIVERSAL CAPITAL BANK AD PODGORICA?
The head-office code is UNCBMEPGXXX. It is the only code listed for this institution.
Do I need the 8- or the 11-character version?
Both address the same institution: UNCBMEPG is the 8-character form, UNCBMEPGXXX the 11-character form with XXX for the head office. Use the exact code your recipient gives you.
Is this list complete?
No. It contains the codes found in the SWIFT/GLEIF mapping table and the national registers we use, with the date of each source. Confirm the code with the recipient before sending.
Where this data comes from
Codes on this page come from the BIC-to-LEI Mapping Table published by SWIFT and GLEIF (version September 2026, gleif.org). Institution names and registered addresses come from GLEIF Level‑1 LEI reference data (released under CC0, golden copy of 2026-09-29, terms). The entity status shown is the status of the legal entity in the Global LEI System, not a statement that a code is connected to SWIFT or valid for a particular payment.
SWIFT © and database rights September 2026. All rights reserved. This Mapping Table has been developed by SWIFT. Any use of the Mapping Table, in whole or in part, is subject to the BIC/LEI Mapping Table License Agreement as published with the Mapping Table available on GLEIF’s website. The Mapping Table is updated monthly. For the latest BIC information and updates, always refer to www.swift.com/bic.
PayerPay is not affiliated with, and this directory is not endorsed by, SWIFT, GLEIF or any of the central banks named above. Registers change; always confirm the code with the recipient's bank before sending a large transfer. Corrections: support@payerpay.io.
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.