SGD to PHP — November 2025
45.2112PHP
for 1 Singapore Dollar on 28 November 2025 · opened the month at 45.1329
0.17% over November 2025
Today: 1 SGD = 48.7267 PHP (PayerPay indicative rate, includes our margin)
SGD to PHP in November 2025 at a glance
| Measure | Rate | When |
|---|---|---|
| Opened | 45.1329 PHP | 3 November 2025 |
| Closed | 45.2112 PHP | 28 November 2025 |
| Highest | 45.4255 PHP | 7 November 2025 |
| Lowest | 44.8654 PHP | 4 November 2025 |
| Average | 45.2034 PHP | 20 trading days |
| Change | +0.17% PHP | open to close |
Day by day
| Date | Rate | Day change |
|---|---|---|
| 45.1329 | ||
| 44.8654 | -0.59% | |
| 44.9940 | +0.29% | |
| 45.1020 | +0.24% | |
| 45.4255 | +0.72% | |
| 45.2461 | -0.39% | |
| 45.3010 | +0.12% | |
| 45.4055 | +0.23% | |
| 45.2829 | -0.27% | |
| 45.4062 | +0.27% | |
| 45.2712 | -0.30% | |
| 45.1746 | -0.21% | |
| 45.1576 | -0.04% | |
| 45.1597 | +0.00% | |
| 45.0163 | -0.32% | |
| 45.1244 | +0.24% | |
| 45.2015 | +0.17% | |
| 45.3144 | +0.25% | |
| 45.2750 | -0.09% | |
| 45.2112 | -0.14% |
← October 2025 · 2025 in full · All SGD to PHP history · PHP to SGD in November 2025 · December 2025 →
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Common questions
What was the SGD to PHP rate in November 2025?
Over November 2025 the European Central Bank reference rate moved from 45.1329 PHP per SGD on 3 November 2025 to 45.2112 on 28 November 2025, a change of +0.17%. The average across 20 trading days was 45.2034.
When was SGD strongest against PHP in November 2025?
The highest reading was 45.4255 PHP on 7 November 2025; the lowest was 44.8654 on 4 November 2025.
Is this the rate I would have got?
No. These are reference rates published by the European Central Bank for information. PayerPay's indicative rate today is 48.7267 PHP per SGD; the exact rate for a transfer is confirmed in your order.
About these rates
The rates on this page are European Central Bank euro reference rates, converted through the US dollar into a cross rate, one reading per trading day. Days from 28 September 2026 onward come from PayerPay's own daily record. They are reference rates published for information, not an offer to transact — PayerPay's indicative rate today is 1 SGD = 48.7267 PHP, and it includes our margin. The final rate for a transfer is confirmed in your order.
Source: European Central Bank. Corrections: support@payerpay.io.
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.
