SGD to PHP — December 2025
45.8563PHP
for 1 Singapore Dollar on 31 December 2025 · opened the month at 45.2108
1.43% over December 2025
Today: 1 SGD = 48.7657 PHP (PayerPay indicative rate, includes our margin)
SGD to PHP in December 2025 at a glance
| Measure | Rate | When |
|---|---|---|
| Opened | 45.2108 PHP | 1 December 2025 |
| Closed | 45.8563 PHP | 31 December 2025 |
| Highest | 45.8563 PHP | 31 December 2025 |
| Lowest | 45.2097 PHP | 2 December 2025 |
| Average | 45.5974 PHP | 21 trading days |
| Change | +1.43% PHP | open to close |
Day by day
| Date | Rate | Day change |
|---|---|---|
| 45.2108 | ||
| 45.2097 | -0.00% | |
| 45.5599 | +0.77% | |
| 45.5627 | +0.01% | |
| 45.5575 | -0.01% | |
| 45.6212 | +0.14% | |
| 45.7511 | +0.28% | |
| 45.7404 | -0.02% | |
| 45.6295 | -0.24% | |
| 45.7240 | +0.21% | |
| 45.7486 | +0.05% | |
| 45.4988 | -0.55% | |
| 45.4180 | -0.18% | |
| 45.3969 | -0.05% | |
| 45.3979 | +0.00% | |
| 45.5201 | +0.27% | |
| 45.7533 | +0.51% | |
| 45.7674 | +0.03% | |
| 45.8008 | +0.07% | |
| 45.8205 | +0.04% | |
| 45.8563 | +0.08% |
← November 2025 · 2025 in full · All SGD to PHP history · PHP to SGD in December 2025 · January 2026 →
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Common questions
What was the SGD to PHP rate in December 2025?
Over December 2025 the European Central Bank reference rate moved from 45.2108 PHP per SGD on 1 December 2025 to 45.8563 on 31 December 2025, a change of +1.43%. The average across 21 trading days was 45.5974.
When was SGD strongest against PHP in December 2025?
The highest reading was 45.8563 PHP on 31 December 2025; the lowest was 45.2097 on 2 December 2025.
Is this the rate I would have got?
No. These are reference rates published by the European Central Bank for information. PayerPay's indicative rate today is 48.7657 PHP per SGD; the exact rate for a transfer is confirmed in your order.
About these rates
The rates on this page are European Central Bank euro reference rates, converted through the US dollar into a cross rate, one reading per trading day. Days from 28 September 2026 onward come from PayerPay's own daily record. They are reference rates published for information, not an offer to transact — PayerPay's indicative rate today is 1 SGD = 48.7657 PHP, and it includes our margin. The final rate for a transfer is confirmed in your order.
Source: European Central Bank. Corrections: support@payerpay.io.
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.
