SGD to PHP — January 2026
46.4635PHP
for 1 Singapore Dollar on 30 January 2026 · opened the month at 45.7485
1.56% over January 2026
Today: 1 SGD = 48.7969 PHP (PayerPay indicative rate, includes our margin)
SGD to PHP in January 2026 at a glance
| Measure | Rate | When |
|---|---|---|
| Opened | 45.7485 PHP | 2 January 2026 |
| Closed | 46.4635 PHP | 30 January 2026 |
| Highest | 46.6724 PHP | 29 January 2026 |
| Lowest | 45.7485 PHP | 2 January 2026 |
| Average | 46.2372 PHP | 21 trading days |
| Change | +1.56% PHP | open to close |
Day by day
| Date | Rate | Day change |
|---|---|---|
| 45.7485 | ||
| 45.8850 | +0.30% | |
| 46.2607 | +0.82% | |
| 46.2898 | +0.06% | |
| 46.0640 | -0.49% | |
| 46.0057 | -0.13% | |
| 46.1948 | +0.41% | |
| 46.1755 | -0.04% | |
| 46.1665 | -0.02% | |
| 46.2168 | +0.11% | |
| 46.1135 | -0.22% | |
| 46.2592 | +0.32% | |
| 46.2127 | -0.10% | |
| 46.2194 | +0.01% | |
| 46.0715 | -0.32% | |
| 46.1961 | +0.27% | |
| 46.5415 | +0.75% | |
| 46.6574 | +0.25% | |
| 46.5667 | -0.19% | |
| 46.6724 | +0.23% | |
| 46.4635 | -0.45% |
← December 2025 · 2026 in full · All SGD to PHP history · PHP to SGD in January 2026 · February 2026 →
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Common questions
What was the SGD to PHP rate in January 2026?
Over January 2026 the European Central Bank reference rate moved from 45.7485 PHP per SGD on 2 January 2026 to 46.4635 on 30 January 2026, a change of +1.56%. The average across 21 trading days was 46.2372.
When was SGD strongest against PHP in January 2026?
The highest reading was 46.6724 PHP on 29 January 2026; the lowest was 45.7485 on 2 January 2026.
Is this the rate I would have got?
No. These are reference rates published by the European Central Bank for information. PayerPay's indicative rate today is 48.7969 PHP per SGD; the exact rate for a transfer is confirmed in your order.
About these rates
The rates on this page are European Central Bank euro reference rates, converted through the US dollar into a cross rate, one reading per trading day. Days from 28 September 2026 onward come from PayerPay's own daily record. They are reference rates published for information, not an offer to transact — PayerPay's indicative rate today is 1 SGD = 48.7969 PHP, and it includes our margin. The final rate for a transfer is confirmed in your order.
Source: European Central Bank. Corrections: support@payerpay.io.
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.
