SGD to PHP — 2026
48.9747PHP
for 1 Singapore Dollar on 30 September 2026 · opened the year at 45.7485
7.05% over 2026
Today: 1 SGD = 48.7298 PHP (PayerPay indicative rate, includes our margin)
2026 at a glance
| Measure | Rate | When |
|---|---|---|
| Opened | 45.7485 PHP | 2 January 2026 |
| Closed | 48.9747 PHP | 30 September 2026 |
| Highest | 49.4815 PHP | 14 September 2026 |
| Lowest | 45.5051 PHP | 25 February 2026 |
| Average | 47.4215 PHP | 191 trading days |
| Change | +7.05% PHP | open to close |
Month by month
| Month | Open | Close | High | Low | Change |
|---|---|---|---|---|---|
| January | 45.7485 | 46.4635 | 46.6724 | 45.7485 | +1.56% |
| February | 46.3328 | 45.5729 | 46.5066 | 45.5051 | -1.64% |
| March | 45.7282 | 47.1136 | 47.1136 | 45.7282 | +3.03% |
| April | 46.9546 | 48.1572 | 48.2283 | 46.6651 | +2.56% |
| May | 48.3171 | 48.2138 | 48.3176 | 47.6984 | -0.21% |
| June | 48.3274 | 47.3844 | 48.3274 | 46.9699 | -1.95% |
| July | 47.5342 | 47.6838 | 47.8995 | 47.5037 | +0.31% |
| August | 47.5404 | 49.0277 | 49.0277 | 47.4078 | +3.13% |
| September | 49.0243 | 48.9747 | 49.4815 | 48.9056 | -0.10% |
Sending money there?
We pay out in Philippine pesos
Transfers to Philippines go from the United States and the euro area. See the routes, the fees and how the money arrives.
Common questions
How did SGD to PHP change in 2026?
From 45.7485 PHP per SGD on 2 January 2026 to 48.9747 on 30 September 2026: +7.05% over the year, with an average of 47.4215 across 191 trading days.
What were the high and low of SGD to PHP in 2026?
High: 49.4815 on 14 September 2026. Low: 45.5051 on 25 February 2026.
About these rates
The rates on this page are European Central Bank euro reference rates, converted through the US dollar into a cross rate, one reading per trading day. Days from 28 September 2026 onward come from PayerPay's own daily record. They are reference rates published for information, not an offer to transact — PayerPay's indicative rate today is 1 SGD = 48.7298 PHP, and it includes our margin. The final rate for a transfer is confirmed in your order.
Source: European Central Bank. Corrections: support@payerpay.io.
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.
