SGD to PHP — July 2026
47.6838PHP
for 1 Singapore Dollar on 31 July 2026 · opened the month at 47.5342
0.31% over July 2026
Today: 1 SGD = 48.8366 PHP (PayerPay indicative rate, includes our margin)
SGD to PHP in July 2026 at a glance
| Measure | Rate | When |
|---|---|---|
| Opened | 47.5342 PHP | 1 July 2026 |
| Closed | 47.6838 PHP | 31 July 2026 |
| Highest | 47.8995 PHP | 24 July 2026 |
| Lowest | 47.5037 PHP | 29 July 2026 |
| Average | 47.6972 PHP | 23 trading days |
| Change | +0.31% PHP | open to close |
Day by day
| Date | Rate | Day change |
|---|---|---|
| 47.5342 | ||
| 47.5678 | +0.07% | |
| 47.6100 | +0.09% | |
| 47.5632 | -0.10% | |
| 47.5725 | +0.02% | |
| 47.5700 | -0.01% | |
| 47.6447 | +0.16% | |
| 47.6913 | +0.10% | |
| 47.6451 | -0.10% | |
| 47.7257 | +0.17% | |
| 47.7380 | +0.03% | |
| 47.8061 | +0.14% | |
| 47.7081 | -0.21% | |
| 47.7863 | +0.16% | |
| 47.8458 | +0.12% | |
| 47.8337 | -0.03% | |
| 47.8343 | +0.00% | |
| 47.8995 | +0.14% | |
| 47.8212 | -0.16% | |
| 47.6527 | -0.35% | |
| 47.5037 | -0.31% | |
| 47.7990 | +0.62% | |
| 47.6838 | -0.24% |
← June 2026 · 2026 in full · All SGD to PHP history · PHP to SGD in July 2026 · August 2026 →
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Common questions
What was the SGD to PHP rate in July 2026?
Over July 2026 the European Central Bank reference rate moved from 47.5342 PHP per SGD on 1 July 2026 to 47.6838 on 31 July 2026, a change of +0.31%. The average across 23 trading days was 47.6972.
When was SGD strongest against PHP in July 2026?
The highest reading was 47.8995 PHP on 24 July 2026; the lowest was 47.5037 on 29 July 2026.
Is this the rate I would have got?
No. These are reference rates published by the European Central Bank for information. PayerPay's indicative rate today is 48.8366 PHP per SGD; the exact rate for a transfer is confirmed in your order.
About these rates
The rates on this page are European Central Bank euro reference rates, converted through the US dollar into a cross rate, one reading per trading day. Days from 28 September 2026 onward come from PayerPay's own daily record. They are reference rates published for information, not an offer to transact — PayerPay's indicative rate today is 1 SGD = 48.8366 PHP, and it includes our margin. The final rate for a transfer is confirmed in your order.
Source: European Central Bank. Corrections: support@payerpay.io.
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.
