USD to CAD — January 2026
1.3525CAD
for 1 US Dollar on 30 January 2026 · opened the month at 1.3733
1.52% over January 2026
Today: 1 USD = 1.4111 CAD (PayerPay indicative rate, includes our margin)
USD to CAD in January 2026 at a glance
| Measure | Rate | When |
|---|---|---|
| Opened | 1.3733 CAD | 2 January 2026 |
| Closed | 1.3525 CAD | 30 January 2026 |
| Highest | 1.3904 CAD | 15 January 2026 |
| Lowest | 1.3524 CAD | 29 January 2026 |
| Average | 1.3779 CAD | 21 trading days |
| Change | -1.52% CAD | open to close |
Day by day
| Date | Rate | Day change |
|---|---|---|
| 1.3733 | ||
| 1.3792 | +0.43% | |
| 1.3777 | -0.11% | |
| 1.3809 | +0.23% | |
| 1.3861 | +0.37% | |
| 1.3883 | +0.16% | |
| 1.3872 | -0.08% | |
| 1.3877 | +0.04% | |
| 1.3878 | +0.01% | |
| 1.3904 | +0.19% | |
| 1.3889 | -0.11% | |
| 1.3884 | -0.03% | |
| 1.3826 | -0.42% | |
| 1.3793 | -0.24% | |
| 1.3814 | +0.15% | |
| 1.3763 | -0.37% | |
| 1.3712 | -0.37% | |
| 1.3678 | -0.25% | |
| 1.3564 | -0.83% | |
| 1.3524 | -0.29% | |
| 1.3525 | +0.00% |
← December 2025 · 2026 in full · All USD to CAD history · CAD to USD in January 2026 · February 2026 →
Sending, not just checking?
Send USD from the United States to Canada
We pay out in Canadian dollars. The rate above is our indicative rate — our page for this route shows the fee, the payout method and what actually lands in the account.
Common questions
What was the USD to CAD rate in January 2026?
Over January 2026 the European Central Bank reference rate moved from 1.3733 CAD per USD on 2 January 2026 to 1.3525 on 30 January 2026, a change of -1.52%. The average across 21 trading days was 1.3779.
When was USD strongest against CAD in January 2026?
The highest reading was 1.3904 CAD on 15 January 2026; the lowest was 1.3524 on 29 January 2026.
Is this the rate I would have got?
No. These are reference rates published by the European Central Bank for information. PayerPay's indicative rate today is 1.4111 CAD per USD; the exact rate for a transfer is confirmed in your order.
About these rates
The rates on this page are European Central Bank euro reference rates, converted through the US dollar into a cross rate, one reading per trading day. Days from 28 September 2026 onward come from PayerPay's own daily record. They are reference rates published for information, not an offer to transact — PayerPay's indicative rate today is 1 USD = 1.4111 CAD, and it includes our margin. The final rate for a transfer is confirmed in your order.
Source: European Central Bank. Corrections: support@payerpay.io.
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.
