India · Banks
Esaf Small Finance Bank Limited: IFSC codes by city
Esaf Small Finance Bank Limited has 834 branches in India, spread across 731 cities in 24 states and union territories. Pick the city below to see the branch list with IFSC codes. The data comes from the Reserve Bank of India's branch register.
Esaf Small Finance Bank Limited is the 36th largest bank in India by branch count, holding under 1% of the 179,730 branches in the register. Its network is heaviest in Kerala (333), Tamil Nadu (104) and Maharashtra (77). The single largest presence is Madhya Pradesh, with 13 branches. In 258 towns and cities it has more branches than any other bank. All of its IFSC codes begin with ESMF0.
Where Esaf Small Finance Bank Limited has branches
| City | Branches | State |
|---|---|---|
| Madhya Pradesh | 13 | Madhya Pradesh |
| Thrissur | 12 | Kerala |
| Palakkad | 9 | Kerala |
| Kottayam | 7 | Kerala |
| Kannur | 7 | Kerala |
| Maharashtra | 7 | Maharashtra |
| Malappuram | 6 | Kerala |
| Delhi | 6 | Delhi |
| Ernakulam | 5 | Kerala |
| Kozhikode | 4 | Kerala |
| Nagpur | 4 | Maharashtra |
| Thiruvalla | 3 | Kerala |
| Kollam | 3 | Kerala |
| Thiruvananthapuram | 3 | Kerala |
| Pathanamthitta | 3 | Kerala |
| Coimbatore | 3 | Tamil Nadu |
| Mannuthy | 5 | Kerala |
| Ernakulum | 3 | Kerala |
| Ponnani | 2 | Kerala |
| Mumbai | 2 | Maharashtra |
| Thamarassery | 2 | Kerala |
| North Delhi | 2 | Delhi |
| Alapuzha | 2 | Kerala |
| Kasargode | 2 | Kerala |
| Indore | 2 | Madhya Pradesh |
| Pune | 2 | Maharashtra |
| Kolkata | 2 | West Bengal |
| Gondia | 2 | Maharashtra |
| Jabalpur | 2 | Madhya Pradesh |
| Jalgaon | 2 | Maharashtra |
| Visakhapatnam | 2 | Andhra Pradesh |
| Dewas | 2 | Madhya Pradesh |
| Chhattisgarh | 2 | Chhattisgarh |
| West Godavari | 2 | Andhra Pradesh |
| Udam Singh Nagar | 2 | Uttarakhand |
| Suryapet | 2 | Telangana |
| Kalathode | 1 | Kerala |
| Edapally | 1 | Kerala |
| Kollengode | 1 | Kerala |
| Pala | 1 | Kerala |
| Valkulambu | 1 | Kerala |
| Kattapana | 1 | Kerala |
| Perinthalmanna | 1 | Kerala |
| Perumbavoor | 1 | Kerala |
| Adimaly | 1 | Kerala |
| Alathur | 1 | Kerala |
| Muvattupuzha | 1 | Kerala |
| Avanavanchery | 1 | Kerala |
| Edamuttam | 1 | Kerala |
| Kodungallur | 1 | Kerala |
| Kolenchery | 1 | Kerala |
| Valanchery | 1 | Kerala |
| Chalakudy | 1 | Kerala |
| Irinjalakuda | 1 | Kerala |
| Maradu | 1 | Kerala |
| Poopara | 1 | Kerala |
| Kothamangalam | 1 | Kerala |
| Kottakkal | 1 | Kerala |
| Mukkam | 1 | Kerala |
| North Paravoor | 1 | Kerala |
Showing 60 of the 731 cities where Esaf Small Finance Bank Limited operates, largest first. Cities with a branch list of their own are linked.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Esaf Small Finance Bank Limited branches in cities without their own page.
How to send money to a Esaf Small Finance Bank Limited account
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
How many branches does Esaf Small Finance Bank Limited have?
834 branches across 731 cities and 24 states and union territories, according to the Reserve Bank of India's branch register.
How do I find the IFSC code for my Esaf Small Finance Bank Limited branch?
Open the city page below and look for the branch name your recipient gave you. Every one of the 834 branches has its own eleven-character code beginning ESMF0, and it is printed on the account holder's cheque book.
Can I send money from abroad to a Esaf Small Finance Bank Limited account?
Yes. You need the account holder's name, account number and the IFSC code of their branch — one of 834 across 24 states and union territories. The money arrives as a local Indian transfer in rupees.
Is the IFSC code the same as a SWIFT code?
No. IFSC routes payments inside India; SWIFT/BIC routes international ones. If your provider pays out locally in India, IFSC is what you need.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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