India · Palakkad
Esaf Small Finance Bank Limited in Palakkad: IFSC codes and branch details
Esaf Small Finance Bank Limited operates 9 branches in Palakkad, out of 834 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 3.8% of the 240 bank branches in Palakkad, which makes it the 8th largest bank in the city by branch count. The largest in Palakkad is The Kerala State Co Operative Bank Ltd, with 46. Palakkad is Esaf Small Finance Bank Limited's 3rd largest city in India and holds about 2.7% of the 333 branches the bank runs across Kerala. Nationally Esaf Small Finance Bank Limited is the 36th largest bank in the Reserve Bank of India's register, with 834 branches. Every code on this page starts with ESMF0 — those four letters are Esaf Small Finance Bank Limited's own identifier, used at all of its branches nationwide.
IFSC codes for Esaf Small Finance Bank Limited branches in Palakkad
| IFSC code | Branch | Address |
|---|---|---|
| ESMF0001109 | Palakkad | Room No A3/3163/15, Ground Floor , Opp Vguard Stockist , Nh Chandra Nagar, Palakkad Pin 678007 |
| ESMF0001136 | Kuzhalmannam | No Xv 381 Ground Floor, Kannanur Junction, Kannadi |
| ESMF0001168 | Town | Ground Floor, 18 763 2, Ahamed Square, Near Ksrtc Stand, Ksrtc Link Road, Dpo Junction… |
| ESMF0001413 | Palakkad | Hi, Tech Tower, Mepparamb, Shornur Road, Palakkad, Kerala, 678004 |
| ESMF0001577 | Thachampara | Kalathil Complex Thachampara P O Palakkad, India, Kerala, 678593 |
| ESMF0001583 | Kalladikode Karimba Ii Village | No 578 580, Karimba Ii Village, Kaladokode P O, Palakkad, Kerala 678596 |
| ESMF0001626 | Thenkurissi | No 17 38, Ss Building, Kayaramkulam, Thenkurissi P O, Palakkad, Kerala 678671 |
| ESMF0001860 | Kunissery | Ground Floor, Deepa Arcade, Kunnisery Junction, Opposite Main Raod, Palakkad-678681 |
| ESMF0001861 | Sholayur | Arackal Complex, Chavadiyoor Road, Sholayur P O, Palakkad 678581 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Esaf Small Finance Bank Limited branches outside Palakkad.
How to send money to a Esaf Small Finance Bank Limited account in Palakkad
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Esaf Small Finance Bank Limited in Palakkad?
There is no single code — each of the 9 branches in Palakkad has its own. They all begin with ESMF0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Esaf Small Finance Bank Limited branch in Palakkad should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Esaf Small Finance Bank Limited has 9 of them in Palakkad. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Palakkad?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Esaf Small Finance Bank Limited the biggest bank in Palakkad?
No. With 9 branches it ranks 8th in Palakkad, behind The Kerala State Co Operative Bank Ltd, which has 46. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.