India · Ratnagiri
HDFC Bank in Ratnagiri: IFSC codes and branch details
HDFC Bank operates 5 branches in Ratnagiri, out of 11,001 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 3.8% of the 130 bank branches in Ratnagiri, which makes it the 7th largest bank in the city by branch count. The largest in Ratnagiri is Maharashtra Gramin Bank, with 26. Ratnagiri is HDFC Bank's 230th largest city in India and holds under 1% of the 1,886 branches the bank runs across Maharashtra. Nationally HDFC Bank is the 5th largest bank in the Reserve Bank of India's register, with 11,001 branches. Every code on this page starts with HDFC0 — those four letters are HDFC Bank's own identifier, used at all of its branches nationwide.
IFSC codes for HDFC Bank branches in Ratnagiri
| IFSC code | Branch | Address |
|---|---|---|
| HDFC0000430 | Ratnagiri | Showroom No 3, Mangesh-shanta Apt, Near Maruti Mandir, Ratnagiri Maharashtra 415639 |
| HDFC0003498 | Shirgaon | Shop No. 7, 8, 9 . Ground Floor, Below Grampanchyat Office, Shirgaon Ratnagiri Maharashtra… |
| HDFC0004903 | Watad Khandala Jaygad Road | Grd Floor Amit Tower Building Po Watad Khandala Jaigad Road Ratnagiri Maharashtra 415613 |
| HDFC0005434 | Ratnagiri Ii | Grd Floor Sanghvis Furniture Swapnalok Complex Opp Ratnagiri S T Stand Ratnagiri Maharashtra… |
| HDFC0007942 | Kohinoor Paradise Ratnagiri | 103 Kohinoor Paradise S No 284 Hissa No 1/21 D/2 Cts No 532/2 A Arogya Mandir Nachane 415 612… |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including HDFC Bank branches outside Ratnagiri.
How to send money to a HDFC Bank account in Ratnagiri
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for HDFC Bank in Ratnagiri?
There is no single code — each of the 5 branches in Ratnagiri has its own. They all begin with HDFC0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which HDFC Bank branch in Ratnagiri should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and HDFC Bank has 5 of them in Ratnagiri. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Ratnagiri?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is HDFC Bank the biggest bank in Ratnagiri?
No. With 5 branches it ranks 7th in Ratnagiri, behind Maharashtra Gramin Bank, which has 26. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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