India · Maharashtra
Bank branches in Ratnagiri: IFSC codes by bank
Ratnagiri has 130 bank branches from 36 banks. To receive money from abroad into an account in Ratnagiri, you need the account number and the branch's IFSC code. Pick the bank below to see its branches and codes.
By branch count Ratnagiri is the 135th largest city in India, and holds under 1% of the 23,024 branches in Maharashtra. Maharashtra Gramin Bank has the widest network here with 26 branches — about 20% of everything in the city. At the other end, 18 banks keep just a single branch in Ratnagiri, usually a regional or cooperative one. That spread is why the IFSC matters: 36 banks issue codes in this one city, and only the recipient's own branch code will route the payment.
Banks with branches in Ratnagiri
| Bank | Branches in Ratnagiri |
|---|---|
| Maharashtra Gramin Bank | 26 |
| Bank of India | 17 |
| State Bank of India | 13 |
| IDBI Bank | 7 |
| Bank of Maharashtra | 7 |
| Bank of Baroda | 5 |
| HDFC Bank | 5 |
| Au Small Finance Bank Limited | 4 |
| Canara Bank | 4 |
| Union Bank of India | 4 |
| Central Bank of India | 3 |
| Indusind Bank | 3 |
| The Shamrao Vithal Cooperative Bank | 3 |
| Yes Bank | 3 |
| ICICI Bank Limited | 2 |
| Janata Sahakari Bank Limited | 2 |
| Kotak Mahindra Bank Limited | 2 |
| Punjab National Bank | 2 |
| Apna Sahakari Bank Limited | 1 |
| Bandhan Bank Limited | 1 |
| Csb Bank Limited | 1 |
| Dombivli Nagari Sahakari Bank Limited | 1 |
| Equitas Small Finance Bank Limited | 1 |
| Federal Bank | 1 |
| Indian Bank | 1 |
| Indian Overseas Bank | 1 |
| The Karad Urban Cooperative Bank Limited | 1 |
| Nkgsb Cooperative Bank Limited | 1 |
| Punjab and Sind Bank | 1 |
| South Indian Bank | 1 |
| Saraswat Cooperative Bank Limited | 1 |
| Tjsb Sahakari Bank Ltd | 1 |
| Tamilnad Mercantile Bank Limited | 1 |
| UCO Bank | 1 |
| Unity Small Finance Bank Limited | 1 |
| Axis Bank | 1 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including branches in Ratnagiri that are not in the table above.
How to send money to Ratnagiri
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
How many bank branches are there in Ratnagiri?
130 branches from 36 banks, according to the Reserve Bank of India's register. That is the 135th largest concentration of any city in the country.
How do I send money to someone in Ratnagiri?
You need their full name, account number and the IFSC code of their branch. Open the bank below to find the code, then send in rupees — it arrives as a local Indian transfer.
Do all banks in Ratnagiri use the same IFSC code?
No. The code identifies a single branch, not the bank and not the city — there are 130 different codes in use in Ratnagiri alone. Two branches of the same bank on the same street have different codes.
What is the fastest way to receive money in India?
Local rupee payments into an Indian account usually clear within one business day. International wire transfers into the same account take longer and cost more.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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