India · Elappara · IFSC
ESMF0001516 — Esaf Small Finance Bank Limited, Elappara
ESMF0001516 is the IFSC code of the Elappara branch of Esaf Small Finance Bank Limited in Elappara, Kerala. You need it, together with the account number, to send a local rupee transfer to an account held at this branch.
This code belongs to one specific branch — Elappara — and not to Esaf Small Finance Bank Limited as a whole. The first four letters, ESMF, identify the bank; the last six identify this branch alone. This is the only Esaf Small Finance Bank Limited branch the register lists in Elappara. The branch is enabled for NEFT, RTGS, IMPS but not for UPI. Nationally Esaf Small Finance Bank Limited has 834 branches in the Reserve Bank of India's register.
Branch details
| IFSC code | ESMF0001516 |
|---|---|
| Bank | Esaf Small Finance Bank Limited |
| Branch | Elappara |
| Address | Near Ipa Church, Santhinagar, Elappara Post, 685501 |
| City | Elappara |
| District | Elappara |
| State | Kerala |
| MICR code | 685760203 |
| Phone | +918589029641 |
Transfer types this branch accepts
| Rail | Status |
|---|---|
| NEFT | Supported |
| RTGS | Supported |
| IMPS | Supported |
| UPI | Not supported |
NEFT and RTGS move money between banks; IMPS runs around the clock; UPI is India's instant mobile system. An incoming transfer from abroad arrives over these same rails.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including other Esaf Small Finance Bank Limited branches.
How to send money to a Esaf Small Finance Bank Limited account in Elappara
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What bank does IFSC ESMF0001516 belong to?
Esaf Small Finance Bank Limited, Elappara branch in Elappara, Kerala. The code identifies that single branch, which is what an Indian bank transfer is routed to.
Can I use ESMF0001516 to receive money from abroad?
Yes. Give the sender this code together with the account number — the money arrives as a local rupee transfer into the Elappara branch.
What is the MICR code for this branch?
685760203. MICR appears on cheques and is used for cheque clearing, while the IFSC is what routes an electronic transfer.
Is this code the same for every branch of the bank?
No. Only the first four letters are shared across Esaf Small Finance Bank Limited. The rest is unique to Elappara, and using another branch's code sends the money to the wrong place.
Where do these details come from?
The Reserve Bank of India's own register of participating branches, which is the same source Indian banks publish from.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to support@payerpay.io.
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